Leasing advice.. - BMW 3-Series (E90 E92) Forum

e92kev · 02-20-2011, 03:40 AM

Hello fellow BMW lovers,

I am now about to lease my 2nd 335i e92 coupe ( previous 2008 e92 coupe was lemoned ) by end of this month. I previously made a mistake on leasing my previous BMW with a 5k down payment with 670 a month for 15k miles fully loaded. I do not want to make the same mistake as I have done so in the past because I realized that putting down payment on a lease is not good.

Now this time I do want to take full advantage of leasing a car by maximizing the MSD ( multiple security deposit program ) 4750$, with white, sport package, premium package, navigation, and with automatic tranny which comes out to 52000 MSRP. Now If I were to negotiate the car to 49000$-$50000 and with 0 down with 7 security deposits, what could be my expected payment for 10k miles, 12k miles, and 15k miles would be??!! Assuming that my residual value is 59%.. Also what would be my money factor %?!

I currently have 50k income per year, stable job, 750 credit with history of paid off accord.

It will be GREATLY APPRECIATED if someone can give me an input on this as I have been dying to get another 335i coupe but I want to be able to get the best deal possible on this one...

HELP ME OUT~!!

benzboy429 · 02-20-2011, 09:28 PM

e92kev · 02-21-2011, 05:08 AM

Hmmm benzboy429, Thanks for your input. I really do appreciate it. But when calculating the residual value for example of 36 month 15k miles at 57% residual value, is the residual value 57% include the car price after tax or before tax?

benzboy429 · 02-21-2011, 11:58 AM

before tax i would assume

Ty Vil · 02-21-2011, 12:42 PM

Residuals never include tax, license, doc or any other fees.

e92kev · 02-21-2011, 01:35 PM

Cool... Thanks for the input! Going in this week for this battle..

persian54 · 02-21-2011, 06:47 PM

i sent you a text

if you go to Ryan, you don't need to 'battle'

He will give you an amazing price

67R60 · 02-21-2011, 07:38 PM

Quote:

Originally Posted by e92kev

Hello fellow BMW lovers,

I am now about to lease my 2nd 335i e92 coupe ( previous 2008 e92 coupe was lemoned ) by end of this month. I previously made a mistake on leasing my previous BMW with a 5k down payment with 670 a month for 15k miles fully loaded. I do not want to make the same mistake as I have done so in the past because I realized that putting down payment on a lease is not good.

Now this time I do want to take full advantage of leasing a car by maximizing the MSD ( multiple security deposit program ) 4750$, with white, sport package, premium package, navigation, and with automatic tranny which comes out to 52000 MSRP. Now If I were to negotiate the car to 49000$-$50000 and with 0 down with 7 security deposits, what could be my expected payment for 10k miles, 12k miles, and 15k miles would be??!! Assuming that my residual value is 59%.. Also what would be my money factor %?!

I currently have 50k income per year, stable job, 750 credit with history of paid off accord.

It will be GREATLY APPRECIATED if someone can give me an input on this as I have been dying to get another 335i coupe but I want to be able to get the best deal possible on this one...

HELP ME OUT~!!

Go to this thread.
http://www.e90post.com/forums/showth...03#post8914103
MF, Residuals, lease calculators are all there. Now you just need to negotiate your purchase price. You can get an idea of what to pay here:
http://motors.newcar.ebay.com/newcar...Model,3-Series

Good luck.

e90Stance · 12-30-2011, 02:56 AM

I think I can help

$52,000 MSRP
$50,000 Cap Cost
59% Residual
(Assuming) .002 MF
After 7 MSD: .00151 MF (.00007 Reduction for ea. one)

Assuming all fees are paid cash (Acq fee, Registration, Training, Etc.)
These figures are based on a 36 month lease:

52,000 x .59 = $30,680 (Residual Value)

(50,000-30680)/36 = $536.67
(50,000+30680)x.00151 = $121.83

Monthly Payment = $658.50 Before Tax

AK Tax ~6% = $39.51/ mo

Monthly Payment Net of Tax = $698.01 @ 12k Miles/ yr

02-20-2011, 03:40 AM	#1
e92kev Second Lieutenant Drives: 2008 BMW JET BLACK 335i Join Date: Mar 2008 Location: littlerock Posts: 207 iTrader: (1)	Leasing advice.. Hello fellow BMW lovers, I am now about to lease my 2nd 335i e92 coupe ( previous 2008 e92 coupe was lemoned ) by end of this month. I previously made a mistake on leasing my previous BMW with a 5k down payment with 670 a month for 15k miles fully loaded. I do not want to make the same mistake as I have done so in the past because I realized that putting down payment on a lease is not good. Now this time I do want to take full advantage of leasing a car by maximizing the MSD ( multiple security deposit program ) 4750$, with white, sport package, premium package, navigation, and with automatic tranny which comes out to 52000 MSRP. Now If I were to negotiate the car to 49000$-$50000 and with 0 down with 7 security deposits, what could be my expected payment for 10k miles, 12k miles, and 15k miles would be??!! Assuming that my residual value is 59%.. Also what would be my money factor %?! I currently have 50k income per year, stable job, 750 credit with history of paid off accord. It will be GREATLY APPRECIATED if someone can give me an input on this as I have been dying to get another 335i coupe but I want to be able to get the best deal possible on this one... HELP ME OUT~!!
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02-20-2011, 09:28 PM	#2
benzboy429 Second Lieutenant Drives: 2012 BMW 528i Xdrive Join Date: Feb 2011 Location: Queens, NY Posts: 259 iTrader: (3)	where here is your base money factors and residuals you add 2% for 12k miles and 3% for 10k miles. These numbers are for February. 2011 BMW 335i Coupe Lease 24month \| 15k miles \| residual 63% \| .00135 base money factor 36month \| 15k miles \| residual 57% \| .00135 base money factor 48month \| 15k miles \| residual 40% \| .00200 base money factor 60month \| 15k miles \| residual 32% \| .00200 base money factor __________________ 2012 BMW 528i Xdrive - Alpine White/Black Dakota Leather/Anthracite Wood Trim - ZPP, ZSP, ZTP, ZCW, 2TB, 6NR, 655 2011 BMW 328i Xdrive - Alpine White/Black Dakota Leather/Aluminum Trim - ZPP, ZCV, ZVP, 205, 609, 655

02-21-2011, 11:58 AM	#4
benzboy429 Second Lieutenant Drives: 2012 BMW 528i Xdrive Join Date: Feb 2011 Location: Queens, NY Posts: 259 iTrader: (3)	before tax i would assume __________________ 2012 BMW 528i Xdrive - Alpine White/Black Dakota Leather/Anthracite Wood Trim - ZPP, ZSP, ZTP, ZCW, 2TB, 6NR, 655 2011 BMW 328i Xdrive - Alpine White/Black Dakota Leather/Aluminum Trim - ZPP, ZCV, ZVP, 205, 609, 655

02-21-2011, 06:47 PM	#7
persian54 Lieutenant General Drives: MW E93 M3/E89 Z4 35i Join Date: Jun 2009 Location: The Valley, SoCal Posts: 15,351 iTrader: (258)	i sent you a text if you go to Ryan, you don't need to 'battle' He will give you an amazing price __________________ Next track day: http://www.m3post.com/forums/showthread.php?t=651089 Sorry I'm just someone who comes on here to fill a void..I dont have the $ to own a BMW. This is a nice E93:http://www.e90post.com/forums/showthread.php?t=434032

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02-21-2011, 05:08 AM	#3
e92kev Second Lieutenant Drives: 2008 BMW JET BLACK 335i Join Date: Mar 2008 Location: littlerock Posts: 207 iTrader: (1)	Hmmm benzboy429, Thanks for your input. I really do appreciate it. But when calculating the residual value for example of 36 month 15k miles at 57% residual value, is the residual value 57% include the car price after tax or before tax?

02-21-2011, 12:42 PM	#5
Ty Vil Captain Drives: 2013 ///M3 Join Date: Jan 2007 Location: PDX Posts: 829 iTrader: (0)	Residuals never include tax, license, doc or any other fees.

02-21-2011, 01:35 PM	#6
e92kev Second Lieutenant Drives: 2008 BMW JET BLACK 335i Join Date: Mar 2008 Location: littlerock Posts: 207 iTrader: (1)	Cool... Thanks for the input! Going in this week for this battle..

12-30-2011, 02:56 AM	#9
e90Stance New Member Drives: 2007 honda civic si Join Date: Dec 2011 Location: tallahassee,fl Posts: 5 iTrader: (0)	I think I can help $52,000 MSRP $50,000 Cap Cost 59% Residual (Assuming) .002 MF After 7 MSD: .00151 MF (.00007 Reduction for ea. one) Assuming all fees are paid cash (Acq fee, Registration, Training, Etc.) These figures are based on a 36 month lease: 52,000 x .59 = $30,680 (Residual Value) (50,000-30680)/36 = $536.67 (50,000+30680)x.00151 = $121.83 Monthly Payment = $658.50 Before Tax AK Tax ~6% = $39.51/ mo Monthly Payment Net of Tax = $698.01 @ 12k Miles/ yr