My second insurance claim in less than a year - BMW 3-Series (E90 E92) Forum

sheerin · 09-23-2011, 08:49 PM

So this morning while driving to work on the QEW, a car ahead of me drove over some tire debris, kicking it up where to flew into my driver's side headlight assembly. My headlight lens is destroyed, the turn indicator is dead, the headlight still works but without the lens is useless and i have scratches and dents below the headlight and on the hood of the car.

Called BMW to find out how much to fix, and was told that the assembly it's self was over 600 bucks before labour. So forced to make another comprehensive claim.

Was a little annoyed this morning, but it really could have been much worse so i shouldn't be too pissed.

It's just a shame that the truck driver who lost the tire won't have any repercussions from this. Seriously with the amount of retread debris on the road we should be cracking down on the trucks and their cheap retread jobs they do on their tires.

AP2 · 09-23-2011, 09:35 PM

Suck it up and pay out of the pocket might be cheaper than filing a comprehensive claim and risking an increase in premium when the time comes.

KCX_335xi · 09-23-2011, 09:42 PM

Sorry to hear that... I see a lot of debris on all major highways.

As AP2 mentioned, you might have to suck it up.

Look around for a used assembly, or buy it in the US and get it shipped to Toronto or to usaddressinc.com and pick it up.

Getting anything done a dealer is very expensive, try some of the local shops.

Express · 09-23-2011, 09:50 PM

stop hating on us truck drivers.

Havok_2011 · 09-23-2011, 10:17 PM

I had a similar scare early this week, was driving on the 427and an SUV in front of me kicked up a huge piece of torn tire my way, it went airborne, and landed just shorty of my car and I ran over it, I could hear it knocking the underbelly of my car...I was scared it fucked something up. But luckily all seems well. Scared the crap out of me, and I could not get out of its way.

N54CoupeHP · 09-24-2011, 01:16 AM

I had a similar incident where I couldn't avoid tire debris and loss one of my belts in the process.

09-23-2011, 08:49 PM	#1
sheerin Private Drives: 2006 323i Join Date: Jan 2011 Location: Toronto Posts: 59 iTrader: (0)	My second insurance claim in less than a year So this morning while driving to work on the QEW, a car ahead of me drove over some tire debris, kicking it up where to flew into my driver's side headlight assembly. My headlight lens is destroyed, the turn indicator is dead, the headlight still works but without the lens is useless and i have scratches and dents below the headlight and on the hood of the car. Called BMW to find out how much to fix, and was told that the assembly it's self was over 600 bucks before labour. So forced to make another comprehensive claim. Was a little annoyed this morning, but it really could have been much worse so i shouldn't be too pissed. It's just a shame that the truck driver who lost the tire won't have any repercussions from this. Seriously with the amount of retread debris on the road we should be cracking down on the trucks and their cheap retread jobs they do on their tires.
	Tweet

09-24-2011, 01:16 AM	#6
N54CoupeHP Lieutenant Drives: 2012 335is Join Date: Aug 2011 Location: United States Posts: 499 iTrader: (0) Garage List 2012 335is [4.75]	I had a similar incident where I couldn't avoid tire debris and loss one of my belts in the process. __________________ 2012 E92 335is \| BSM/Coral Red \| 6MT \| Conv Pkg \| Harmon Kardon \| iPod/USB \| Moonroof Delete \| 19" (Style 313) OEM Performance Spoiler HPB 6000K Sidemarker & Interior LEDs \| LUX 6500K LCI Reverse Lights \| Rear Fog Lights Enabled TOOK DELIVERY 24 OCT 2011 [FIRST PICS] [INTERIOR PICS]

Thread Tools	Search this Thread
Show Printable Version Email this Page	Search this Thread: Advanced Search

09-23-2011, 09:35 PM	#2
AP2 Captain Drives: N54 Join Date: Jan 2007 Location: Toronto Posts: 934 iTrader: (0)	Suck it up and pay out of the pocket might be cheaper than filing a comprehensive claim and risking an increase in premium when the time comes.

09-23-2011, 09:42 PM	#3
KCX_335xi Captain Drives: SGM 335xi e90 Join Date: Apr 2011 Location: Toronto, Canada eh Posts: 900 iTrader: (8)	Sorry to hear that... I see a lot of debris on all major highways. As AP2 mentioned, you might have to suck it up. Look around for a used assembly, or buy it in the US and get it shipped to Toronto or to usaddressinc.com and pick it up. Getting anything done a dealer is very expensive, try some of the local shops.

09-23-2011, 09:50 PM	#4
Express Major General Drives: 06 330i Join Date: Dec 2008 Location: The Promise Land Posts: 8,711 iTrader: (17) Garage List 2006 BMW 330i [4.15]	stop hating on us truck drivers.

09-23-2011, 10:17 PM	#5
Havok_2011 BimmerPost Supporting Vendor Drives: Jerez Black Metallic M3 Join Date: Mar 2011 Location: Toronto Posts: 2,687 iTrader: (7) Garage List 2010 M3 Coupe [4.00] 2007 BMW E92 Coupe [3.49] 2005 350z Grand Tou ... [3.43] 2002 RSX-Type S [3.58]	I had a similar scare early this week, was driving on the 427and an SUV in front of me kicked up a huge piece of torn tire my way, it went airborne, and landed just shorty of my car and I ran over it, I could hear it knocking the underbelly of my car...I was scared it fucked something up. But luckily all seems well. Scared the crap out of me, and I could not get out of its way.