E90Post
 


ProTUNING Freaks
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > USA - California > Car Accident/Insurance Estimate Question



Reply
 
Thread Tools Search this Thread
      01-27-2012, 05:10 PM   #1
DeuceDillinger
akam
DeuceDillinger's Avatar
0
Rep
14
Posts

Drives: 2009 328i Coupe Space Gray
Join Date: Apr 2011
Location: California, US

iTrader: (0)

Car Accident/Insurance Estimate Question

My friend recently bumped into the front of my car, which resulted in a dented hood and cracked right grille. An appraiser from his insurance company checked out my car, and I just received the estimate in the mail. The total was close to $1800.

One thing I noticed is that the Part for the replacement hood says "Qual Recycled Part". The price tag next to that is $400. Does that sound right? I checked the OEM hood price tag and its more than the estimated price, and I don't want some cheap replacement hood, but I could be wrong.

Also, the replacement part number for the grille is a stock chrome, and my grille was matte black. Can I get the body shop to just order that part instead?

Thanks, any help would be great.
Appreciate 0
      01-27-2012, 05:28 PM   #2
SpaceG135i
WTF was that, Was it your car?
SpaceG135i's Avatar
9
Rep
433
Posts

Drives: Bmw 135i Space Grey Red Interi
Join Date: Mar 2009
Location: Woodland Hills,Ca

iTrader: (0)

You have to remember, the insurance companies are trying to save as much money as possible so they are going to do the cheapest body shop they can find that is approved by the insurance companies. Usually if your aftermarket parts are not covered by insurance, they cover it as if they are stock parts so you can maybe get a new grill. I would suggest going to a body shop you trust and getting an estimate from there as well.

Quote:
Originally Posted by DeuceDillinger View Post
My friend recently bumped into the front of my car, which resulted in a dented hood and cracked right grille. An appraiser from his insurance company checked out my car, and I just received the estimate in the mail. The total was close to $1800.

One thing I noticed is that the Part for the replacement hood says "Qual Recycled Part". The price tag next to that is $400. Does that sound right? I checked the OEM hood price tag and its more than the estimated price, and I don't want some cheap replacement hood, but I could be wrong.

Also, the replacement part number for the grille is a stock chrome, and my grille was matte black. Can I get the body shop to just order that part instead?

Thanks, any help would be great.
Appreciate 0
      01-27-2012, 05:33 PM   #3
anthonym96
First Lieutenant
anthonym96's Avatar
United_States
10
Rep
335
Posts

Drives: E90
Join Date: Sep 2011
Location: Los Angeles 661

iTrader: (1)

They are paying for used parts . Still OEM just used from a junkyard or something
Appreciate 0
      01-27-2012, 05:41 PM   #4
JustinGTP
Lieutenant
JustinGTP's Avatar
Canada
6
Rep
511
Posts

Drives: 2009 335i Sedan
Join Date: Dec 2011
Location: Calgary, Alberta

iTrader: (0)

Not sure of how the law works in California, but where I live, if someone else hits my car, their insurance is paying for brand new OEM parts.
__________________
Appreciate 0
      01-27-2012, 05:59 PM   #5
aandrew325
Lieutenant
8
Rep
457
Posts

Drives: e92 335i
Join Date: Sep 2010
Location: Valley, 818

iTrader: (2)

The insurance company will pay for an OEM hood, off of a car that maybe had rear end damage. Also, as far as the grill, just talk to the shop and tell them where to order the matte grill. thats all. As long as the hood you get is OEM, who cares where it came from. The shop is going to refinish and paint it anyways.

A lot of this also depends on the insurance company. Cheap insurance companies will only pay you what the adjuster says, and not what the shop says. If i was you, id get another estimate from a shop you know of, and send that to the insurance company.
__________________
Appreciate 0
      01-27-2012, 06:35 PM   #6
Loco Goose
Member
Loco Goose's Avatar
8
Rep
728
Posts

Drives: Space Gray 335
Join Date: Jan 2010
Location: Miami, FL

iTrader: (1)

Quote:
Originally Posted by JustinGTP View Post
Not sure of how the law works in California, but where I live, if someone else hits my car, their insurance is paying for brand new OEM parts.
maybe in Canada but not in the US




a qual recycled part is a used part, still OEM, just from a salvage vehicle, I would be glad its a OEM hood & not aftermarket(some have horrible fitment)

with the estimate that the insurance company gave you, you can do whatever you want with it. Get the matte black grilles doesn't matter.
__________________
Appreciate 0
      01-31-2012, 01:10 PM   #7
UncleWede
Long Time Admirer, First Time Owner
UncleWede's Avatar
United_States
143
Rep
2,628
Posts

Drives: E90 325i Arctic
Join Date: Jun 2005
Location: Oxnard, CA

iTrader: (0)

Once you cash that check, your options with insurance are over in terms of negotiating the repair expenses.
Appreciate 0
      01-31-2012, 01:16 PM   #8
longtran@ltbmw
Captain
longtran@ltbmw's Avatar
117
Rep
790
Posts

Drives: 2011 Toyota Tundra
Join Date: Dec 2008
Location: CA

iTrader: (8)

Quote:
Originally Posted by UncleWede View Post
Once you cash that check, your options with insurance are over in terms of negotiating the repair expenses.
that is not true. If later you decided to take your car in for repair, the shop can assess the damage. If the shop think the damage is more than they can call in for a supplement.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 04:38 AM.




e90post
e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST