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      07-26-2012, 11:05 AM   #45
TT3 iN NyC
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Quote:
Originally Posted by BMWcoupe335ii View Post
Worked fulltime and saving all my money since 17 as a line cook at fine dinning restaurants, graduated high school with a 3.7 (no plans on attending college lol) made sous chef at 19. Tried to buy an e92 but with 15k down I couldn't get financed (guys at the dealership treated me like shit and looked down on me even thought I had 15k down) so I financed a 2000 Mazda millennia for 18 months to get some credit history. Payed it off early by that time I was still making pretty good money and had alot of saving and free income. So I caught the bus to the dealership (even thought I still had my Mazda) got off the bus right in front of the dealer talked to the same sales man who treated me like shit. He told me when I got on the lot I must have good credit or a cosigner to be back on the lot a laughed. I said no, test drove a 2011 335i coupe loaded (with said salesman) after the test drive I said I'll take it, he said let's try to get you financed and chuckled, I said no, "I'll be paying straight cash". He didn't believe me, or even noticed the draw string backpack I had with me so i opened it and he became the best salesman ever but it was to late, to teach him a lesson at the last minute I got another salesman who had just started there and said I'll take the silver 2011 335i coupe over there. The asshole salesman looked as me and the manager counted the money in astonishment. Didn't even needed the car detailed because it just had came off of the truck, it still had the plastic on the seats. So I got my BMW by working hard, staying focused, shitting on an asshole salesman along the way and 5000 off sticker and free CPO WARRANTY

Nice story! Free CPO warranty is awesome!
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      07-26-2012, 11:08 AM   #46
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Originally Posted by TT3 iN NyC View Post
Nice story! Free CPO warranty is awesome!
Thanks man I really appreciate it, had to teach that asshole a lesson, when I take my car in for service he always try's to make small talk like we are best friends
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      07-26-2012, 11:09 AM   #47
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said to myself one day "f*ck it. i want the american dream- debt." i have to be honest though. I do have a very good job and still live at home. 3 years ago i was single and didnt give a shit about anything other than my wants. fast forward and im i a serious relationship and since we're planning the next couple of steps together, i definitely would not have gotten it if i was to do it all over again.
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7/18/09- I pick up my baby- 2009 E92 335i Xdrive, Space Gray over Coral Red. Premium Pkg, Cold Weather Pkg, M-Sport Pkg, 193Ms, Gloss Black grills, Custom Gloss Black Mirrors, Performance shift and E-brake boot, M3 spoiler, Euro fog switch, gloss black interior tim, Coco-Mats (red/black), H&R coilovers, 19'' Alufelgen SF-71s......
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      07-26-2012, 11:17 AM   #48
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Quote:
Originally Posted by TT3 iN NyC View Post
After college in 07, got a $10,000 sign on bonus from an Investment Bank. They went bankrupt (you guys can guess which bank now lol) and gave me a huge severance.

Put that 10k down as a down payment, made monthly payments and paid off the car with the severance. I feel as if i got this car for free...

Only thing I paid for out of my pockets is the mods.. lol..

I feel lucky.
Dag you would waste all that money on a car.....I had friends circa 2008 who due to the economy were asked to delay their start after getting a firm job offer, and we're talking 140 starting salary, so they got 70 to not show up for a year. Most of those people saved every penny and tried to find other work to supplement....I can get the notion of a free car with say a great stock trade, or flipping a property, but not so much from wages. That's not free, that's hard-earned.
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      07-26-2012, 11:20 AM   #49
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Quote:
Originally Posted by JoeyBananaz18 View Post
said to myself one day "f*ck it. i want the american dream- debt." i have to be honest though. I do have a very good job and still live at home. 3 years ago i was single and didnt give a shit about anything other than my wants. fast forward and im i a serious relationship and since we're planning the next couple of steps together, i definitely would not have gotten it if i was to do it all over again.
The good part about it is you're "planning" the next couple of steps. You always make mistakes in life, but the more you make early on, the less you make later on imho. I remember when I refi'd my first car, a buddy at work laughed saying you're only saving $20/mo. by going through all that, we spend $20/day on lunch, so why bother? I saw it as $240 per year times 3 years, but also a way to learn about restructuring the debt. It's just a few mouse clicks, and then a ride to the bank with the check.
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      07-26-2012, 11:44 AM   #50
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BMW = Justification for Higher Education.

This isn't my first BMW.
I've owned an e30 M3 and an E36 M3.
I work hard and buy what I like.
I let the other poor stiff lease them new and I buy them at a serious discount 2-3 years after new.
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      07-26-2012, 11:57 AM   #51
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I'm blessed that my dad loves bimmers and has a great job so he got me an '09 E90 as my first car. We got an extremely good deal on it. I paid a 1/5 of it and for insurance. Got the money from savings and YouTube advertising money
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      07-26-2012, 12:15 PM   #52
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      07-26-2012, 12:27 PM   #53
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College ->50% down 2.9 from the most gracious parents' graduation gift ->a job to sustain low monthly payments. bout 300 for just the car...
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      07-26-2012, 12:30 PM   #54
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I just said, "Daddy, I'm sick of this Mercedes, not to mention it's all dirty! I think I'd like to try a BMW now."
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      07-26-2012, 12:30 PM   #55
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      07-26-2012, 12:31 PM   #56
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Quote:
Originally Posted by johnnyg238 View Post
Went to college, got into medical school, 4years of intensive study followed by 3 years of residency and 2 more years of fellowship in my specialty. BMW was my dream car from the age of 9 and rather than have my parents buy one for me or stretch to own one early on I waited till I could pay for it myself as a reward. 2 months into private practice walked into a dealership and drove out with my reward to myself for all the hard work over the past decade. Makes me smile every time I drive it


PS. I traded in a 97 honda accord that I was almost embarrassed to drive into the dealership.
Nice story. I'm glad you got your reward in the end.

I resent your Accord comment, though. I'm still driving my 97 civic. Waiting to receive my offer letter before I buy my 335.
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      07-26-2012, 12:32 PM   #57
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I saved up and paid cash. Of course, I bought mine in 09 when it had come off lease, so it was less expensive than a new one.
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      07-26-2012, 12:35 PM   #58
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Quote:
Originally Posted by BMWcoupe335ii View Post
Worked fulltime and saving all my money since 17 as a line cook at fine dinning restaurants, graduated high school with a 3.7 (no plans on attending college lol) made sous chef at 19. Tried to buy an e92 but with 15k down I couldn't get financed (guys at the dealership treated me like shit and looked down on me even thought I had 15k down) so I financed a 2000 Mazda millennia for 18 months to get some credit history. Payed it off early by that time I was still making pretty good money and had alot of saving and free income. So I caught the bus to the dealership (even thought I still had my Mazda) got off the bus right in front of the dealer talked to the same sales man who treated me like shit. He told me when I got on the lot I must have good credit or a cosigner to be back on the lot a laughed. I said no, test drove a 2011 335i coupe loaded (with said salesman) after the test drive I said I'll take it, he said let's try to get you financed and chuckled, I said no, "I'll be paying straight cash". He didn't believe me, or even noticed the draw string backpack I had with me so i opened it and he became the best salesman ever but it was to late, to teach him a lesson at the last minute I got another salesman who had just started there and said I'll take the silver 2011 335i coupe over there. The asshole salesman looked as me and the manager counted the money in astonishment. Didn't even needed the car detailed because it just had came off of the truck, it still had the plastic on the seats. So I got my BMW by working hard, staying focused, shitting on an asshole salesman along the way and 5000 off sticker and free CPO WARRANTY
It is my DREAM to do that to someone. I'm pretty young and so people always look at me the way they did to you. It's infuriating, isn't it?
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      07-26-2012, 12:35 PM   #59
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Company bought me the M3, I'm buying the mods. I also married well.
Mexico City... Man you must not be that high up the cartel food chain if all they got you was a M3. Which cartel did you marry into?
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      07-26-2012, 12:36 PM   #60
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I saved up and paid cash. Of course, I bought mine in 09 when it had come off lease, so it was less expensive than a new one.
Hey, that's still pretty good. That is more than can be said about most people who buy cars (let alone anything) these days.
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      07-26-2012, 12:38 PM   #61
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bought this cool thing online to program keys. I just pick out a new one every week
Hahahahaha that's funny..

I graduated, got a job in a oil trading company, a year later, my bonus paid for my 335i... The benefits of education I guess.
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      07-26-2012, 12:48 PM   #62
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4 years in the Army (18 months in Iraq, talk about $$$$$).... Came out, used what I didnt blow on parties and other crap to place a down payment on the 335i. Father co-signed cuz my credits shitty. Making decent payments on my own, working a warehouse gig. Hoping to change careers soon, for the better.
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      07-26-2012, 12:54 PM   #63
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Quote:
Originally Posted by BMWcoupe335ii View Post
Worked fulltime and saving all my money since 17 as a line cook at fine dinning restaurants, graduated high school with a 3.7 (no plans on attending college lol) made sous chef at 19. Tried to buy an e92 but with 15k down I couldn't get financed (guys at the dealership treated me like shit and looked down on me even thought I had 15k down) so I financed a 2000 Mazda millennia for 18 months to get some credit history. Payed it off early by that time I was still making pretty good money and had alot of saving and free income. So I caught the bus to the dealership (even thought I still had my Mazda) got off the bus right in front of the dealer talked to the same sales man who treated me like shit. He told me when I got on the lot I must have good credit or a cosigner to be back on the lot a laughed. I said no, test drove a 2011 335i coupe loaded (with said salesman) after the test drive I said I'll take it, he said let's try to get you financed and chuckled, I said no, "I'll be paying straight cash". He didn't believe me, or even noticed the draw string backpack I had with me so i opened it and he became the best salesman ever but it was to late, to teach him a lesson at the last minute I got another salesman who had just started there and said I'll take the silver 2011 335i coupe over there. The asshole salesman looked as me and the manager counted the money in astonishment. Didn't even needed the car detailed because it just had came off of the truck, it still had the plastic on the seats. So I got my BMW by working hard, staying focused, shitting on an asshole salesman along the way and 5000 off sticker and free CPO WARRANTY
Good for you

I get treated like crap by salesmen all the time because I am a girl with tattoos, and I guess I don't "look like" someone who "should be" driving a "nice" car. Even though I make more than they do, they think it's OK to judge people who don't look like they work on Wall St. Screw 'em.

As far as how I afford my car...Um, I have a job. I found the one I wanted, called my credit union, traded my car in for it and drove it home.

I bought a used 335 with remaining warranty and low miles instead of the new one I considered getting first. I have a good interest rate with a low monthly payment and I pocket the savings (who am I kidding...I use them for mods and a trust fund for when my car is out of warranty lol)
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      07-26-2012, 12:55 PM   #64
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Good credit, the dealer giving me .9% financing, and $5,000 of the sticker. The payments are pretty darn low for this awesome car. I'm far from rich, just have no kids and live in a paid off house.
mine was 9000 off sticker!!! same thing, member? haha
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      07-26-2012, 01:00 PM   #65
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Paid off for Audi.
Take car in for routine maintenance at Audi dealership.
Service tech ran car into an 18-wheeler.
Car was totaled.
Dealership denied fault.
Legal battle ensued.
Test drove cars. Many cars.
5 months later, pick up insurance check at attorney's office.
Bought 335.
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      07-26-2012, 01:01 PM   #66
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Bmwcoupe- good for you. I enjoyed your story!
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