Hit and Run - BMW 3-Series (E90 E92) Forum

scooba0010 · 09-30-2012, 01:04 AM

Hi

My mates Daughters car was ran into about a month ago, Someone witnessed the incident and called the police the officer left a notice on the car ,They called the police and was told to come in and bring all there details etc , The officer did all the paperwork and said contact your insurance etc ,The insurance company collected the car and left her a loan car .When she collected the car from the repair shop she had to pay the £250 excess , She thought thats fine I will get it back at some time in the future .

Right yesterday she receives a letter from her insurance company saying after being in contact with the alleged car that hit hers the owner has denied the incident , She is upset as it is now classed as a own fault claim and will lose 3 yrs NCB and the excess.

What is the advice my learned friends ?

Under the data protection act the PO wouldnt say who the car owner was ,Just as well really my mate would probe administer some tough love to the car like smash it with a sledge hammer. This sort off BS tends to be the norm now . any advice ?

fulcrum · 09-30-2012, 02:10 AM

It has to be proved different.

What happened to the outcome of the Police investigation (cough)?

Ask the insurance company what did the witness say - who if bothered to report to the police might reasonably be prepared to give a statement to them or the police.

I think I might be chucking a few FOIs letters at the police.

dxb335d · 09-30-2012, 03:41 AM

Sorry to hear of your friends daughters predicament. Makes me sick how these Tossers get away with it.

zltm089 · 09-30-2012, 07:50 AM

Quote:

Originally Posted by dxb335d

Sorry to hear of your friends daughters predicament. Makes me sick how these Tossers get away with it.

plus one.

Contact the police again.

Keep chasing the fcukers.

Mart1000 · 09-30-2012, 11:30 AM

Data protection act?

It's an offence not to exchange details following any collision, so I think you might need to point this out as if the driver of the other vehicle fails to disclose, an ensuing prosecution may help, as insurance companies work from civil law and balance of probabilities.

doc_ab · 09-30-2012, 12:28 PM

Am I missing something? The other driver denied the incident but there was an independent witness. What did this witness report? The make? The model? The colour? The reg no? If all or some if those then surely the other driver is committing several offences in denying that the incident took place. Does she have legal cover and if so they should chase ths up.

scooba0010 · 10-01-2012, 12:57 AM

Yes she has legal cover , I have shown her Mum the nice comments on here and suggest before accepting it to speak this week with her insurance company about what this legal cover entitles them to.

There is some scum out there .They scrapped the whole side of her 307 from front to back so it wasnt even just a tiny ding .

garytc78 · 10-01-2012, 04:31 AM

Surly if the damage was that severe then the other car would have massive damage also.
Wouldn't be hard to prove it would it.

RichardM · 10-12-2012, 05:22 PM

I thought anyone could obtain the registered keepers details if they had legal grounds too? Her insurance company certainly could.

nicktyler · 10-15-2012, 04:33 AM

It is extra work for the insurance company to chase it but it is also their job. Especially if she has legal cover which most fully comp policies do have.

Just keep on at them every day and they will eventually do what they need to do but the longer they leave it the less likley of getting the witness to help and proving the damage on the other car. If it is not visibly mangled then you need to find who fixed it quick.

09-30-2012, 01:04 AM	#1
scooba0010 Lieutenant Colonel Drives: E92 Space Grey 325d motorsport Join Date: Jun 2007 Location: UK Posts: 1,914 iTrader: (1)	Hit and Run Hi My mates Daughters car was ran into about a month ago, Someone witnessed the incident and called the police the officer left a notice on the car ,They called the police and was told to come in and bring all there details etc , The officer did all the paperwork and said contact your insurance etc ,The insurance company collected the car and left her a loan car .When she collected the car from the repair shop she had to pay the £250 excess , She thought thats fine I will get it back at some time in the future . Right yesterday she receives a letter from her insurance company saying after being in contact with the alleged car that hit hers the owner has denied the incident , She is upset as it is now classed as a own fault claim and will lose 3 yrs NCB and the excess. What is the advice my learned friends ? Under the data protection act the PO wouldnt say who the car owner was ,Just as well really my mate would probe administer some tough love to the car like smash it with a sledge hammer. This sort off BS tends to be the norm now . any advice ?
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09-30-2012, 03:41 AM	#3
dxb335d The Tarmac Terrorist Drives: E46 M3 Tiag/Imola Join Date: Mar 2007 Location: ''Fandango Towers'' Posts: 28,956 iTrader: (3) Garage List 2003 BMW E46 M3 [3.00] 2007 BMW E92 335D [2.75]	Sorry to hear of your friends daughters predicament. Makes me sick how these Tossers get away with it. __________________

10-01-2012, 04:31 AM	#8
garytc78 Private First Class Drives: 330d Join Date: Sep 2011 Location: liverpool Posts: 135 iTrader: (0)	Surly if the damage was that severe then the other car would have massive damage also. Wouldn't be hard to prove it would it. __________________

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09-30-2012, 02:10 AM	#2
fulcrum Lieutenant Drives: E92 330 M Sport Join Date: Jun 2011 Location: London Posts: 422 iTrader: (0)	It has to be proved different. What happened to the outcome of the Police investigation (cough)? Ask the insurance company what did the witness say - who if bothered to report to the police might reasonably be prepared to give a statement to them or the police. I think I might be chucking a few FOIs letters at the police.

09-30-2012, 11:30 AM	#5
Mart1000 Capt Slow Drives: Leon FR Supercopa Join Date: Jan 2012 Location: Suffolk Posts: 1,076 iTrader: (1)	Data protection act? It's an offence not to exchange details following any collision, so I think you might need to point this out as if the driver of the other vehicle fails to disclose, an ensuing prosecution may help, as insurance companies work from civil law and balance of probabilities.

09-30-2012, 12:28 PM	#6
doc_ab Captain Drives: 640D M Sport coupe Join Date: May 2010 Location: buckinghamshire Posts: 941 iTrader: (1) Garage List 2009 BMW 330D [0.00] 2012 BMW 640D [0.00]	Am I missing something? The other driver denied the incident but there was an independent witness. What did this witness report? The make? The model? The colour? The reg no? If all or some if those then surely the other driver is committing several offences in denying that the incident took place. Does she have legal cover and if so they should chase ths up.

10-01-2012, 12:57 AM	#7
scooba0010 Lieutenant Colonel Drives: E92 Space Grey 325d motorsport Join Date: Jun 2007 Location: UK Posts: 1,914 iTrader: (1)	Yes she has legal cover , I have shown her Mum the nice comments on here and suggest before accepting it to speak this week with her insurance company about what this legal cover entitles them to. There is some scum out there .They scrapped the whole side of her 307 from front to back so it wasnt even just a tiny ding .

10-12-2012, 05:22 PM	#9
RichardM Major Drives: F31 330D M Sport Join Date: Aug 2007 Location: Herts UK Posts: 1,082 iTrader: (1)	I thought anyone could obtain the registered keepers details if they had legal grounds too? Her insurance company certainly could.

10-15-2012, 04:33 AM	#10
nicktyler Captain Drives: 335i Join Date: Jan 2012 Location: Essex Posts: 803 iTrader: (2) Garage List 2007 BMW E92 335i [0.00]	It is extra work for the insurance company to chase it but it is also their job. Especially if she has legal cover which most fully comp policies do have. Just keep on at them every day and they will eventually do what they need to do but the longer they leave it the less likley of getting the witness to help and proving the damage on the other car. If it is not visibly mangled then you need to find who fixed it quick.