Bad news - BMW 3-Series (E90 E92) Forum

nccoupe · 10-19-2012, 08:31 PM

I have a quick question for those with experience. Yesterday a young girl pulled out in front of me and boom. The front end of my 3 week old baby is toast. Air bags deployed, all engine oil and coolant came out of the engine, hood, fenders, rad support, bumper, bumper cover, and OSS adaptive headlights are toast. Her insurance company is trying to saying they will repair the vehicle. I don't want it back because of resale value. We havent gone back and forth yet, but i just want another vehicle quick. Is an attorney the best option?

Also does anyone know if stock roadstars will fit on an e92? I don't want to lose my 313s

aandrew325 · 10-19-2012, 10:20 PM

Id say first talk to the body shop, have them convince the adjuster that the vehicle is no longer safe to repair and drive, that will be your best bet. if they still demand on fixing the car, then get an attorney and see what you can do, but that won't be a fast process and will take time. amount of time depends on the other company and how much they fight it.

Spydeputy · 10-20-2012, 06:49 AM

Most state's insurance regulations require 75% of the value of the car be reached before they total it out. If that is not reached then it get's repaired. So make sure you find a great body shop. After a repair price is figured out you can work w/ the body shop if you want to use after market upgrades, like a M3 bumper cover! Then decide to keep it or not. GL

tofu- · 10-20-2012, 09:59 AM

Quote:

Originally Posted by aandrew325

Id say first talk to the body shop, have them convince the adjuster that the vehicle is no longer safe to repair and drive, that will be your best bet. if they still demand on fixing the car, then get an attorney and see what you can do, but that won't be a fast process and will take time. amount of time depends on the other company and how much they fight it.

this, but you're going to have to make it worth while for the repair shop. they don't make any $ off of total losses.

tofu- · 10-20-2012, 09:59 AM

you should have just started the car without oil in it if you wanted it done.

nccoupe · 10-20-2012, 11:24 AM

Thanks to all for their replies. I am having the car taken to BMW for the estimates and then will go from there. Someone stated that the oil may have been from the oil pan or some lines, that it is unlikely to have cracked the block. I guess we will see. On average does a blemish on title from an accident devalue a car a certain amount?

aandrew325 · 10-20-2012, 12:19 PM

if the title of the car is totaled, then yes. Also any accidents that show up on record also devalue the car. Basically, anything under perfect with a car will devalue it, so unless the car is totaled here and you get a new one, the car will be devalued some margin. Im not sure what your worry is with this however, if you don't plan on keeping the car, then why buy it? Just lease for 3 years, and get a new one. If you plan on keeping longer then this, is going to lose most of its value regardless. BMW's, only in VERY RARE situations, maintain value, most depreciate tremendously once driven off the lot.

nccoupe · 10-20-2012, 12:31 PM

Quote:

Originally Posted by aandrew325

if the title of the car is totaled, then yes. Also any accidents that show up on record also devalue the car. Basically, anything under perfect with a car will devalue it, so unless the car is totaled here and you get a new one, the car will be devalued some margin. Im not sure what your worry is with this however, if you don't plan on keeping the car, then why buy it? Just lease for 3 years, and get a new one. If you plan on keeping longer then this, is going to lose most of its value regardless. BMW's, only in VERY RARE situations, maintain value, most depreciate tremendously once driven off the lot.

Yeah I'm not hoping for the same situation as my coupe, where its actually appreciating. However I don't want to have them fix it and take an immediate 5k hit on it. Although maybe some choice cosmetic mods will make up a portion of that ?!

Laguna Seca Blue · 10-20-2012, 09:00 PM

Pictures?

Joe- · 10-20-2012, 09:23 PM

Quote:

Originally Posted by nccoupe

Yeah I'm not hoping for the same situation as my coupe, where its actually appreciating. However I don't want to have them fix it and take an immediate 5k hit on it. Although maybe some choice cosmetic mods will make up a portion of that ?!

As long as it's repaired properly by a BMW certified shop, and you keep all documentation, I don't think you would have a problem reselling the car regardless you will take a hit on it as far as selling, and trading the car in, if you plan on running the car till it dies, it won't matter.

Rotorocious · 10-20-2012, 09:49 PM

You'd still be able to get some money out it. Look up diminished value laws in your state

manutdas11 · 10-21-2012, 01:04 AM

Pics or it didn't happen!

GreekboyD · 10-21-2012, 12:26 PM

Quote:

Originally Posted by Laguna Seca Blue

Pictures?

Ya. Was she hot?

nccoupe · 10-21-2012, 03:01 PM

Haha she wasn't bad actually. Being that she just killed my new toy I wasn't about to chat her up

Joe- · 10-21-2012, 04:25 PM

Quote:

Originally Posted by nccoupe

Haha she wasn't bad actually. Being that she just killed my new toy I wasn't about to chat her up

What better time to chat her up and get her digits.

Eric335 · 10-21-2012, 08:57 PM

Quote:

Originally Posted by Joe-

What better time to chat her up and get her digits.

For real. Illegal or not.

ChuckD05 · 10-23-2012, 02:56 PM

file a diminished value claim

10-19-2012, 08:31 PM	#1
nccoupe Private Drives: 2000 Mcoupe/ 07 e92/ 07 e93 Join Date: Aug 2012 Location: Asheville, nc Posts: 80 iTrader: (0)	Bad news I have a quick question for those with experience. Yesterday a young girl pulled out in front of me and boom. The front end of my 3 week old baby is toast. Air bags deployed, all engine oil and coolant came out of the engine, hood, fenders, rad support, bumper, bumper cover, and OSS adaptive headlights are toast. Her insurance company is trying to saying they will repair the vehicle. I don't want it back because of resale value. We havent gone back and forth yet, but i just want another vehicle quick. Is an attorney the best option? Also does anyone know if stock roadstars will fit on an e92? I don't want to lose my 313s
	Tweet

10-19-2012, 10:20 PM	#2
aandrew325 Lieutenant Drives: e92 335i Join Date: Sep 2010 Location: Valley, 818 Posts: 402 iTrader: (2)	Id say first talk to the body shop, have them convince the adjuster that the vehicle is no longer safe to repair and drive, that will be your best bet. if they still demand on fixing the car, then get an attorney and see what you can do, but that won't be a fast process and will take time. amount of time depends on the other company and how much they fight it. __________________

10-20-2012, 06:49 AM	#3
Spydeputy Brigadier General Drives: 2012,E92,335is/2008,E90,335xi Join Date: Aug 2008 Location: Harford County, Maryland Posts: 3,146 iTrader: (17) Garage List 2008 335xi [0.00] 2012 335is [1.00]	Most state's insurance regulations require 75% of the value of the car be reached before they total it out. If that is not reached then it get's repaired. So make sure you find a great body shop. After a repair price is figured out you can work w/ the body shop if you want to use after market upgrades, like a M3 bumper cover! Then decide to keep it or not. GL __________________ 2012, E92, 335is, Space Metal Gray, DINAN Stage 2, Helix FMIC, M Sport Pkg, Dbl Spoke 313 Wheels, Gray & Blk Leather, Conv. Pkg, Cold Weather Pkg, Prem Pkg, 7 Sp DCT, Navigation, Satellite / Harman Kardon Radio. BMW CCA Member

10-20-2012, 09:59 AM	#5
tofu- Colonel Drives: 335i Jet Black/Coral Red Join Date: Mar 2010 Location: nyc Posts: 2,756 iTrader: (4)	you should have just started the car without oil in it if you wanted it done. __________________

10-20-2012, 12:19 PM	#7
aandrew325 Lieutenant Drives: e92 335i Join Date: Sep 2010 Location: Valley, 818 Posts: 402 iTrader: (2)	if the title of the car is totaled, then yes. Also any accidents that show up on record also devalue the car. Basically, anything under perfect with a car will devalue it, so unless the car is totaled here and you get a new one, the car will be devalued some margin. Im not sure what your worry is with this however, if you don't plan on keeping the car, then why buy it? Just lease for 3 years, and get a new one. If you plan on keeping longer then this, is going to lose most of its value regardless. BMW's, only in VERY RARE situations, maintain value, most depreciate tremendously once driven off the lot. __________________

10-20-2012, 11:24 AM	#6
nccoupe Private Drives: 2000 Mcoupe/ 07 e92/ 07 e93 Join Date: Aug 2012 Location: Asheville, nc Posts: 80 iTrader: (0)	Thanks to all for their replies. I am having the car taken to BMW for the estimates and then will go from there. Someone stated that the oil may have been from the oil pan or some lines, that it is unlikely to have cracked the block. I guess we will see. On average does a blemish on title from an accident devalue a car a certain amount?

10-20-2012, 09:00 PM	#9
Laguna Seca Blue Captain Drives: 2009 335i Coupe Join Date: Mar 2012 Location: Hong Kong Posts: 724 iTrader: (0)	Pictures? __________________ E92 335i 6MT \| Balloon White \| Black Dakota Leather PROcede Rev3 V5 \| AE Quad Exhaust \| BMW Performance Short Shift Kit \| Gunmetal 19" M3 GTS Wheels \| BF Goodrich g-Force T/A KDW 2 \| AST 4100 Coilovers \| Swift Springs F:280 R:560 \| ER Charge Pipe \| Tial Blue BOV \| VRSF 3" Downpipes \| VRSF 7" Intercooler http://www.e90post.com/forums/showthread.php?t=782212

10-20-2012, 09:49 PM	#11
Rotorocious Major Drives: 335i Join Date: May 2010 Location: Florida Posts: 1,223 iTrader: (3)	You'd still be able to get some money out it. Look up diminished value laws in your state

10-21-2012, 01:04 AM	#12
manutdas11 EL JIMMY NEURON Drives: Jet Black E90 Join Date: Aug 2012 Location: in the Napa Valley... Posts: 862 iTrader: (0)	Pics or it didn't happen! __________________ 2007 Jet Black E90 328i Thread: http://www.e90post.com/forums/showthread.php?t=825249 Instagram: manutd_as

10-21-2012, 03:01 PM	#14
nccoupe Private Drives: 2000 Mcoupe/ 07 e92/ 07 e93 Join Date: Aug 2012 Location: Asheville, nc Posts: 80 iTrader: (0)	Haha she wasn't bad actually. Being that she just killed my new toy I wasn't about to chat her up

10-23-2012, 02:56 PM	#17
ChuckD05 NeedsMoarBoost Drives: 08 135i / 06 e90 325xi Join Date: Mar 2010 Location: NY Posts: 430 iTrader: (0) Garage List 2009 BMW 335i Mtech [5.00] 2006 BMW 325xi e90 [5.00]	file a diminished value claim __________________ 08 135i 6m - 12.1@120.2 2.0 60ft - JB4/Meth - SOLD 09 335i e92 Mtech - 11.9@119 - jb4 iso/flash FBO

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