Cracked my front bumper - BMW 3-Series (E90 E92) Forum

oshusttoley · 12-03-2012, 10:05 PM

So I cracked my front bumper hitting a curb while parking lol #fml. Would a body shop get a new bumper or try to fix the crack if I was going to use comprehensive insurance? Which would not raise my premium. Also maybe I can get the m3 replica out of this deal? Need opinions what to do. Thanks

luv135i · 12-03-2012, 10:07 PM

Cant use comp for this. Collision is your only option. You hit a a curb which is a stationary fixed object hence the name collision. Shop will replace the bumper

ihc95 · 12-03-2012, 10:24 PM

I too have a small crack in my bumper. A body shop could try to use filler and then respray while a BMW dealer would replace the entire bumper. I decided I'm getting an OEM aero lip to cover the crack.

Karbon · 12-03-2012, 10:24 PM

Sorry to hear!

I wouldn't go through insurance for this. You'll still have to pay the deductable and your rates could go up.

Depending how it's cracked, it could be repairable. I've actually seen a shop repair a crack (not sure how they did it) but you couldn't tell it was ever cracked even on the inside. All I know is that it wasn't a filler, it was some kind of plastic weld.

Better to pay out of pocket, as much as that sucks

oshusttoley · 12-03-2012, 10:45 PM

Quote:

Originally Posted by ihc95

I too have a small crack in my bumper. A body shop could try to use filler and then respray while a BMW dealer would replace the entire bumper. I decided I'm getting an OEM aero lip to cover the crack.

I was thinking about getting those cf splitters that I have seen on eBay for like 140(carbon fiber)

oshusttoley · 12-03-2012, 10:46 PM

Quote:

Originally Posted by Karbon

Sorry to hear!

I wouldn't go through insurance for this. You'll still have to pay the deductable and your rates could go up.

Depending how it's cracked, it could be repairable. I've actually seen a shop repair a crack (not sure how they did it) but you couldn't tell it was ever cracked even on the inside. All I know is that it wasn't a filler, it was some kind of plastic weld.

Better to pay out of pocket, as much as that sucks

I thought insurance does go up if its under comprehensive. That's If I cAn convince them it happened when I wasn't in the car somehow

Sara504 · 12-03-2012, 10:54 PM

Can you post a photo?

Das_Stig · 12-03-2012, 11:47 PM

ya thats not gonna fly under comprehensive, better to pay out of pocket than deductible plus rate hike possibly, may be a good time to upgrade to nicer bumper.

oshusttoley · 12-04-2012, 07:58 AM

Quote:

Originally Posted by Sara504

Can you post a photo?

later today i will

12-03-2012, 10:05 PM	#1
oshusttoley Lieutenant Drives: 2008 335i sedan Join Date: Mar 2012 Location: New Jersey Posts: 539 iTrader: (0)	Cracked my front bumper So I cracked my front bumper hitting a curb while parking lol #fml. Would a body shop get a new bumper or try to fix the crack if I was going to use comprehensive insurance? Which would not raise my premium. Also maybe I can get the m3 replica out of this deal? Need opinions what to do. Thanks __________________ // JB4 ISO // Running Meth // Full FBO // E85 user //
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12-03-2012, 10:07 PM	#2
luv135i Captain Drives: White Join Date: Nov 2009 Location: GA Posts: 757 iTrader: (0) Garage List 2005 Suzuki Hayabusa [0.50] 1994 Honda Del Sol [0.50] 2004 Cadillac CTS [0.50] 2011 BMW 328I [1.50] 2010 BMW 135I [2.75]	Cant use comp for this. Collision is your only option. You hit a a curb which is a stationary fixed object hence the name collision. Shop will replace the bumper __________________ 2010 135i AW 2011 328i AW

12-03-2012, 10:24 PM	#3
ihc95 Captain Drives: TiAg E92 335i Join Date: Jul 2011 Location: NJ Posts: 640 iTrader: (0) Garage List 2007 BMW 335i Coupe [0.00]	I too have a small crack in my bumper. A body shop could try to use filler and then respray while a BMW dealer would replace the entire bumper. I decided I'm getting an OEM aero lip to cover the crack. __________________ COBB, ER FMIC Full Kit, AR DPs, Forge DVs, aFe Stage 2 Sealed Intake, RB PCV upgrade

12-03-2012, 10:24 PM	#4
Karbon Private First Class Drives: 2010 335i Join Date: Nov 2012 Location: Southwest Florida Posts: 182 iTrader: (0)	Sorry to hear! I wouldn't go through insurance for this. You'll still have to pay the deductable and your rates could go up. Depending how it's cracked, it could be repairable. I've actually seen a shop repair a crack (not sure how they did it) but you couldn't tell it was ever cracked even on the inside. All I know is that it wasn't a filler, it was some kind of plastic weld. Better to pay out of pocket, as much as that sucks __________________ 2010 Alpine White 335i - Sports Package, Premium Package, Navigation, Comfort Access

12-03-2012, 10:54 PM	#7
Sara504 ///Miss E92 Drives: 2013 335is Join Date: Aug 2007 Location: Newport Beach, CA Posts: 17,093 iTrader: (5)	Can you post a photo? __________________ 2013 335is-Current 2011 335i -Sold 4/13 2006 325i-Sold 7/11

12-03-2012, 11:47 PM	#8
Das_Stig I don't drink water. Fish fuck in it. Drives: e90 335xi Join Date: Nov 2012 Location: Some say he naturally faces magnetic north, and that all of his legs are hydraulic... Posts: 768 iTrader: (1)	ya thats not gonna fly under comprehensive, better to pay out of pocket than deductible plus rate hike possibly, may be a good time to upgrade to nicer bumper.

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