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      05-28-2014, 02:02 AM   #1
ryanwarriors9
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insurnace

its that time of year next month who is everyone insured with I have bmw 325d coupe m sport I am 22 with 6 years no claims through admiral bonus accelerator when I was younger to bring it down. the cheapest quote I am getting back is £622
who is everyone insured with and what you paying need to start getting more quotes
Thanks
Ryan
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      05-28-2014, 04:07 AM   #2
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622 is a good price for your age and that car.
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      05-28-2014, 04:15 AM   #3
Dan-danGT
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I have a 2008 e90 330d. I'm 25 with 5 years no claims, intercooler, remap, tow bar, spoiler declared mines 755 full comp with 300 excess. 273hp was declared aswell

That's with sky insurance
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      05-28-2014, 04:18 AM   #4
ryanwarriors9
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Originally Posted by Dan-danGT View Post
I have a 2008 e90 330d. I'm 25 with 5 years no claims, intercooler, remap, tow bar, spoiler declared mines 755 full comp with 300 excess. 273hp was declared aswell

That's with sky insurance
sweet is there any restrictions like mileage etc?

Thanks
Ryan
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      05-28-2014, 05:04 AM   #5
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£622 is a good price if I'm honest for your age. I pay £340 with aviva but I'm 31.

Think is all depends on we're you live, history, were car is parked ect so none of out prices really matter to what your pay!
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      05-28-2014, 08:05 AM   #6
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Just done a quote on a comparison site and mine is around £600 for my 335d (23, 6 years NCB).

Try Paul at Need to Insure...

http://www.needtoinsure.co.uk/

Also give Tim at Prestige a call, quote ES6 and he'll look after you ...

http://www.prestigekeepmoving.com/p/car-clubs.html
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      05-28-2014, 10:21 AM   #7
Kassim786
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Mines £760 and 21 with 3yrs NCB


Elephant car insurance
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      05-28-2014, 10:50 AM   #8
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I pay £560 for a e92 2010 320 m sport. 4 years NCB 23 I'm with Sheila's wheels even though I'm a lad haha
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      05-28-2014, 12:59 PM   #9
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lol you guys are lucky! 335i convertible, £1750, 22 with 5 years ncb (reducing to 2 years ncb when i turn 23 because of my claim)...
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      05-28-2014, 02:13 PM   #10
Dan-danGT
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Quote:
Originally Posted by ryanwarriors9 View Post
sweet is there any restrictions like mileage etc?

Thanks
Ryan
10k a year, clean license. Not bad really I don't think
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      05-28-2014, 04:22 PM   #11
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That seems expensive, Admiral have just quoted me £560 for my 325D M Sport coupe and I'm 21 with 4 years NCB. E46 M3 came out at only £860 too....Crazy the difference being 21 makes!

I've always found gocompare to be the best
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      05-28-2014, 04:32 PM   #12
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Just re-newed mine today.

27 with 5 years ncb. £607 with BG Insurance.

Was with Admiral for the last5 years, and they have always beaten cheaper prices at renewal.... not this year though

The area and age seem to be the biggest factors after ncb.
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      05-28-2014, 05:19 PM   #13
Dan-danGT
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One reason I went with sky was I could get insurance with go compare for about 600 with all the above declared but it was 750 excess part volentary and part compulsory. Where as with my previous insurer it's 300 all in no extra's to pay. So I went for that.
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      05-28-2014, 07:40 PM   #14
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      05-29-2014, 01:11 AM   #15
ryanwarriors9
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Quote:
Originally Posted by Dan-danGT View Post
One reason I went with sky was I could get insurance with go compare for about 600 with all the above declared but it was 750 excess part volentary and part compulsory. Where as with my previous insurer it's 300 all in no extra's to pay. So I went for that.
Thanks for your reply mate ill look into that then with sky
Ryan
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      05-29-2014, 01:12 AM   #16
ryanwarriors9
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Thanks for all your replies dosent seem too bad by hte sounds of it my excess is only £350 all in and i have protected no claims on that too
Thanks again
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      05-29-2014, 01:24 AM   #17
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Im 23, 5 years NCB and im paying £420 fully comp on an e92 330i m sport with bell but matched price from elephant/admiral
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      05-29-2014, 11:27 AM   #18
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I never really understand insurance discussions, as whatever anyone else plays has no bearing whatsoever on what anyone else does, as it's all about personal circumstance.

So unless you've got an identical twin of the same age and medical conditions, driving the same car, parking it at the same place, working at the same job, doing the same miles with the same NCB and same points on his license, anyone elses insurance quote is going to be different from yours, so any comparison is pointless.
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      05-29-2014, 12:38 PM   #19
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Quote:
Originally Posted by Russbmw View Post
I never really understand insurance discussions, as whatever anyone else plays has no bearing whatsoever on what anyone else does, as it's all about personal circumstance.

So unless you've got an identical twin of the same age and medical conditions, driving the same car, parking it at the same place, working at the same job, doing the same miles with the same NCB and same points on his license, anyone elses insurance quote is going to be different from yours, so any comparison is pointless.
Agreed!, just get a few quotes and pick the best value for money, you can spend bloody hours otherwise.
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      05-29-2014, 12:45 PM   #20
rhysh1990
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What i didnt understand was i tried a quote on a suzuki jimny (to do a bit of offroading) was only worth about 1-2k and insurance came back as more than the bmw
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