Car leasing or pcp confused ? - BMW 3-Series (E90 E92) Forum

335DPOWER · 02-12-2013, 02:42 PM

Hi not been on in a while and need some advice.

I have had a few cars In the last 3 years and they inc a 335d msport, e46 m3 vert and a beautiful e60 m5 which I sold in January 2012.
I sold it due to other commitments and have been driving a Clio 1.5 dci for the last 9 months

I am now in a position to buy/lease a nice car again

So here is my query, I am looking a a c63 amg estate new and would like to know from experience the best way to purchase one.

My 335d was on pcp with a big deposit and a bubble at the end of 36, but I have no intentions on keeping the car for longer than 2years so I looked in to leasing.

I have been offered a 3 x24 at £527 delivery end of may inc tax but no servicing
Is this a good deal? Or am i better going in to my local mcb dealers and going through a pcp with a larger depo and just hoping the car is worth more than the fianance at the time I wish to replace it??
Any help would be appreciated lee

sheps · 02-12-2013, 03:43 PM

I think if you bought a brand new C63 you'd take an absolute bath on it over two years, unless you figuratively raped the sales person.

Why tie up a huge (comparatively speaking) chunk of capital in a deposit and spend two years wondering whether you're 'in funds' or not?

If the downside to leasing is a lack of flexibility then the upside is absolute cost transparency; you know that the car will cost you (servicing aside) 3+23@ £527.00 no more, no less.

Let MB Corporate or Lex or whoever is funding the car have the sleepless nights over whether they've calculated the RV correctly or not.

Let me (prematurely) welcome you to the C63 club. Make friends with a tyre fitter and petrol pump attendant.

rich1068 · 02-12-2013, 04:08 PM

Quote:

Originally Posted by sheps

I think if you bought a brand new C63 you'd take an absolute bath on it over two years, unless you figuratively raped the sales person.

Why tie up a huge (comparatively speaking) chunk of capital in a deposit and spend two years wondering whether you're 'in funds' or not?

If the downside to leasing is a lack of flexibility then the upside is absolute cost transparency; you know that the car will cost you (servicing aside) 3+23@ £527.00 no more, no less.

Let MB Corporate or Lex or whoever is funding the car have the sleepless nights over whether they've calculated the RV correctly or not.

Let me (prematurely) welcome you to the C63 club. Make friends with a tyre fitter and petrol pump attendant.

QFE. And not just for a C63. Had exactly this conversation at the weekend with a mate.

mowflow · 02-12-2013, 04:49 PM

That deal looks good. They must be getting those cars seriously cheap to not be getting absolutely spit roasted on that deal. I would guess that if you bought one of those at full list it would lose what you are paying over 2 years in the first 6 months or there abouts.

gIzzE · 02-12-2013, 05:53 PM

Is that including vat?

It is here for £495....

http://www.countrywidevehicleleasing...dr-auto-848438

6x23 £429...

http://www.autobuddy.co.uk/Quotation...m=24&deposit=6

peterg1965 · 02-12-2013, 06:12 PM

For a high value car that you have no intention of owning it has to be personal lease. You know exactly where you stand financially from day one. Deposit (up front cost) is generally low and provided you keep the car within mileage and well looked after it is hassle free. I quite like 2 year deals, likely to only require one oil change service and if driven carefully no requirement for tyres etc - C63 may be an exception here.

My 640d is my first lease and I will do it again. I have my eye on an E 220CDI AMG Sport Auto estate next at £280 ish per month if they are still around at the end of the year.

02-12-2013, 02:42 PM	#1
335DPOWER Captain Drives: Soon to be a c63 Join Date: Sep 2009 Location: Surrey Posts: 694 iTrader: (0)	Car leasing or pcp confused ? Hi not been on in a while and need some advice. I have had a few cars In the last 3 years and they inc a 335d msport, e46 m3 vert and a beautiful e60 m5 which I sold in January 2012. I sold it due to other commitments and have been driving a Clio 1.5 dci for the last 9 months I am now in a position to buy/lease a nice car again So here is my query, I am looking a a c63 amg estate new and would like to know from experience the best way to purchase one. My 335d was on pcp with a big deposit and a bubble at the end of 36, but I have no intentions on keeping the car for longer than 2years so I looked in to leasing. I have been offered a 3 x24 at £527 delivery end of may inc tax but no servicing Is this a good deal? Or am i better going in to my local mcb dealers and going through a pcp with a larger depo and just hoping the car is worth more than the fianance at the time I wish to replace it?? Any help would be appreciated lee
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02-12-2013, 03:43 PM	#2
sheps Colonel Drives: C63 AMG Join Date: Feb 2007 Location: Cambs, UK Posts: 2,381 iTrader: (2)	I think if you bought a brand new C63 you'd take an absolute bath on it over two years, unless you figuratively raped the sales person. Why tie up a huge (comparatively speaking) chunk of capital in a deposit and spend two years wondering whether you're 'in funds' or not? If the downside to leasing is a lack of flexibility then the upside is absolute cost transparency; you know that the car will cost you (servicing aside) 3+23@ £527.00 no more, no less. Let MB Corporate or Lex or whoever is funding the car have the sleepless nights over whether they've calculated the RV correctly or not. Let me (prematurely) welcome you to the C63 club. Make friends with a tyre fitter and petrol pump attendant. __________________ Gone but not forgotten: 325i M Sport (E92), Black Sapphire, Coral Red Dakota, 19" 225's, Seat Heating, 6FL and de-badge Replaced by 6.2 litres of AMG powered C class.

02-12-2013, 04:49 PM	#4
mowflow Lieutenant Colonel Drives: F20 125d Join Date: Feb 2010 Location: Glasgow Posts: 1,900 iTrader: (2)	That deal looks good. They must be getting those cars seriously cheap to not be getting absolutely spit roasted on that deal. I would guess that if you bought one of those at full list it would lose what you are paying over 2 years in the first 6 months or there abouts. __________________ Daily F20 125d \| Alpine white \| coral red leather \| visibility pack \| driver comfort pack \| Business pro \| black panel display \| heated seats \| BMW P Black grill Project Peugeot 205 1.6 GTi \| Alpine white \| No ABS \| No traction control \| No power steering... pretty much just a car

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02-12-2013, 05:53 PM	#5
gIzzE Brigadier General Drives: E350 cdi Estate. Join Date: Apr 2006 Location: Norfolk, UK. Posts: 4,647 iTrader: (2)	Is that including vat? It is here for £495.... http://www.countrywidevehicleleasing...dr-auto-848438 6x23 £429... http://www.autobuddy.co.uk/Quotation...m=24&deposit=6

02-12-2013, 06:12 PM	#6
peterg1965 Brigadier General Drives: 640d, V70, Mini Cooper Join Date: May 2007 Location: The place of dark satanic mills, UK Posts: 3,951 iTrader: (0)	For a high value car that you have no intention of owning it has to be personal lease. You know exactly where you stand financially from day one. Deposit (up front cost) is generally low and provided you keep the car within mileage and well looked after it is hassle free. I quite like 2 year deals, likely to only require one oil change service and if driven carefully no requirement for tyres etc - C63 may be an exception here. My 640d is my first lease and I will do it again. I have my eye on an E 220CDI AMG Sport Auto estate next at £280 ish per month if they are still around at the end of the year.