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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > Hit a damn raccoon..



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      02-06-2013, 10:46 AM   #23
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Originally Posted by E90_boostjunky View Post
I crashed my last car into a curb they ended up totaling it rates went up a lot, and I would rather not deal with them and wait to long when I can just ordered a new bumper painted and installed for under 1,000. And plus wouldn't it show that I was involved in an accident on my vehicle report?
Your insurance should no go up as stated earlier in that post. But, not wanting the incident recorded on your car's history gonna cost you all out of pocket.
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      02-06-2013, 01:31 PM   #24
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Your insurance should no go up as stated earlier in that post. But, not wanting the incident recorded on your car's history gonna cost you all out of pocket.
how should i deal with my insurance, i was thinking of getting the damaged estimated at the dealership say its 2,000$. then contacting my insurance, and let them know, so they cut me a check. then i wanted to go to my local body shop and get it done for half the price, and get an m3 bumper instead? can someone chime in if they have had experience like this. thank you
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      02-06-2013, 01:42 PM   #25
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your insurance shouldnt be affected by the claim as it was act of god. "shouldnt"
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      02-06-2013, 02:08 PM   #26
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your insurance shouldnt be affected by the claim as it was act of god. "shouldnt"
thank you, its a great thing you guys know more than i do, because i was just going to pay out of pocket, and i just took a better look and theres more damage than i expected, the passenger door and side skirt has long scratches across it, the fog light housing is gone and so is the wheel well. thank you again.
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      02-06-2013, 02:14 PM   #27
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how should i deal with my insurance, i was thinking of getting the damaged estimated at the dealership say its 2,000$. then contacting my insurance, and let them know, so they cut me a check. then i wanted to go to my local body shop and get it done for half the price, and get an m3 bumper instead? can someone chime in if they have had experience like this. thank you
Unless your car paid for your insurance more likely to make out the check with your name and repair shop name.
If your car paid for you can have the check made out to your name only and use it at will. Contact your insurance and have an adjuster look at it, by the meantime get estimates from another shops too. This will give you some ammo when you meet Insurance adjuster.
good luck
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      02-06-2013, 04:49 PM   #28
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Originally Posted by trk06 View Post
Unless your car paid for your insurance more likely to make out the check with your name and repair shop name.
If your car paid for you can have the check made out to your name only and use it at will. Contact your insurance and have an adjuster look at it, by the meantime get estimates from another shops too. This will give you some ammo when you meet Insurance adjuster.
good luck
Thank you, here's an update, made a claim the damage was 1500$ total out the door, called my insurance company and they told me to tell my body shop to email them pictures and the estimate. Insurance said it should take a few days to get back and that they would have someone review the pics and go from there. Thanks again everyone for the help.
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      02-06-2013, 06:13 PM   #29
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Thanks for hitting my pet. Was wondering where she went.
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      02-07-2013, 02:33 AM   #30
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is the raccoon ok?
+1
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      02-07-2013, 08:10 AM   #31
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Thanks for hitting my pet. Was wondering where she went.
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      02-08-2013, 01:31 PM   #32
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Originally Posted by E90_boostjunky View Post
Thank you, here's an update, made a claim the damage was 1500$ total out the door, called my insurance company and they told me to tell my body shop to email them pictures and the estimate. Insurance said it should take a few days to get back and that they would have someone review the pics and go from there. Thanks again everyone for the help.
Man, make sure to take it to a good shop. Don't wan't to get a lousy shop and do a bad job. Insurance won't pay for second time
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      02-08-2013, 01:36 PM   #33
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by the way $1500 is pretty damn good price to get it right.
here is my car with some dumb@ss ruined the hood. http://www.e90post.com/forums/showthread.php?t=783408
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      02-08-2013, 02:16 PM   #34
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Man, make sure to take it to a good shop. Don't wan't to get a lousy shop and do a bad job. Insurance won't pay for second time
The shop is very good, they do great work I've dealt with them before and they give lifetime warranty on any cracking or any fading or whatever. Thank you again.
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      02-08-2013, 02:17 PM   #35
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by the way $1500 is pretty damn good price to get it right.
here is my car with some dumb@ss ruined the hood. http://www.e90post.com/forums/showthread.php?t=783408
That's to bad man, I saw your post about it, did you upgrade to m3 hood? Goodluck
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      02-08-2013, 02:34 PM   #36
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The shop is very good, they do great work I've dealt with them before and they give lifetime warranty on any cracking or any fading or whatever. Thank you again.
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      02-08-2013, 02:36 PM   #37
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That's to bad man, I saw your post about it, did you upgrade to m3 hood? Goodluck
No M3 hood because i would need to update bumper too. I had to pass on that.
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      02-08-2013, 03:15 PM   #38
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Swerving to avoid a raccoon? Bad idea... higher likelihood of rollover and serious injury than if you just plowed into it... at least you're ok... that's all that matters - the rest is just material.
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      02-08-2013, 08:19 PM   #39
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F@$& your bumper, how's the raccoon?
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      02-08-2013, 10:30 PM   #40
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pics of dead racoon or it didn't happen
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      02-08-2013, 10:35 PM   #41
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pics of dead racoon or it didn't happen
Attachment 817398

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      02-08-2013, 10:37 PM   #42
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Quote:
Originally Posted by Efthreeoh
I'm sorry, but why do you not want to deal with your insurance company? You hit an animal, the repair goes under comprehensive coverage, not collision. The insurance company will not raise your rates.

You know that, right?
This
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      02-08-2013, 10:38 PM   #43
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Quote:
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Originally Posted by JRob23 View Post
pics of dead racoon or it didn't happen
Attachment 817398

Attachment 817399
R.I.P lil homie.
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      02-08-2013, 10:51 PM   #44
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i got owned, didn't even see it throughout the thread?

Damn...no blood or anything, you just bump him? He's playing dead jk

sucks man, good luck with repairs
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