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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > N54 Extended Warranty



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      03-03-2013, 09:02 PM   #23
nukezero
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I decided against spending $3300 on the platinum warranty for several reasons. But first I must say that d you own a 2007/2008 model, you may want to buy it.

My 2009 model has had many fixes and part revisions updated according to realoem.com so I haven't had any mechanical problems with the car. I've got nearly 62K miles in 3.5 years.

I figured that the most common problems that can go wrong are:

1. Coils, injectors, spark plugs - all are easy to take care of especially when you can recode the injectors yourself with INPA.

2. Water pump will fail and cost ranges around $800-1300. The parts are about $450 and with a days work, it should be no problem for a backyard monkey to remove and replace it.

3. The above is also true for replacing starter, brakes, pads and rotors.

So I had a hard time justifying how I could recoup the $3300. The only way is if I had some kind of catastrophic engine failure like I blew a piston or something. The other area is the iDrive which could fail.

Remember the extended warranty is good for up to 100K. Anything after 100K is a gamble so that is a Texas Holdem poker bet there. You have to assume everyone hits $3000+ worth of issues within the first 100k miles and that's just going to be very hard to quantify.

So I am betting against the house on this one for up to 100K.

I would honestly pay $3300 for a 100k-150k warranty than a 50-100k warranty.

Or I wish they had an insurance company where you could insure your car for mechanical issues and you just continuously pay into it each month. Like $150/mo. And they will insure the car for defects of worksmanship and the payments keep increasing as the car ages. That way you don't have to worry about exorbitant repair costs all at once.
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      03-04-2013, 08:37 PM   #24
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Quote:
Originally Posted by nukezero
I decided against spending $3300 on the platinum warranty for several reasons. But first I must say that d you own a 2007/2008 model, you may want to buy it.

My 2009 model has had many fixes and part revisions updated according to realoem.com so I haven't had any mechanical problems with the car. I've got nearly 62K miles in 3.5 years.

I figured that the most common problems that can go wrong are:

1. Coils, injectors, spark plugs - all are easy to take care of especially when you can recode the injectors yourself with INPA.

2. Water pump will fail and cost ranges around $800-1300. The parts are about $450 and with a days work, it should be no problem for a backyard monkey to remove and replace it.

3. The above is also true for replacing starter, brakes, pads and rotors.

So I had a hard time justifying how I could recoup the $3300. The only way is if I had some kind of catastrophic engine failure like I blew a piston or something. The other area is the iDrive which could fail.

Remember the extended warranty is good for up to 100K. Anything after 100K is a gamble so that is a Texas Holdem poker bet there. You have to assume everyone hits $3000+ worth of issues within the first 100k miles and that's just going to be very hard to quantify.

So I am betting against the house on this one for up to 100K.

I would honestly pay $3300 for a 100k-150k warranty than a 50-100k warranty.

Or I wish they had an insurance company where you could insure your car for mechanical issues and you just continuously pay into it each month. Like $150/mo. And they will insure the car for defects of worksmanship and the payments keep increasing as the car ages. That way you don't have to worry about exorbitant repair costs all at once.
Do have a link to or list of parts that were updated for MY09? Most people with issues are MY07-08 but not sure that isn't just because they have more run time and miles.
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      03-05-2013, 01:19 AM   #25
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Quote:
Originally Posted by Fun w/N54 View Post
Do have a link to or list of parts that were updated for MY09? Most people with issues are MY07-08 but not sure that isn't just because they have more run time and miles.

like i said, go to realoemparts.com. You will see very closely that many parts have a lot of updated revisions. These parts include turbos, hpfp, injectors, and a host of other stuff. When they go through so many revisions, you know there were bugs and they took care of it when they made the next years model.

I think the revisions were also ongoing up until 2010, so my 2009 may not have all the updated parts but it is certainly a lot more updated than a 2007/2008. If you have a '09 or better, you are pretty safe. If you have a 07 or early build 08, you may really want to buy an extended warranty.

I can give you a some idea of things that could go wrong with 07/08 models. These include the subframe mount problem where the engine would hit the subframe and shred the drive belt causing a lot of damage and cost.
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      03-05-2013, 11:37 PM   #26
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      03-06-2013, 02:12 AM   #27
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YMMV but, I had multiple things covered by recall as stated in an earlier post.
Here are the things not covered that went wrong:
1.Vanos solenoids
2. Crank postion sensor
3. Cracked valve cover
4. O2 sensors
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      03-06-2013, 01:25 PM   #28
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I'm going with MasterTech VPP. Solid coverage, reputation, refundable throughout and with same $50 ded as the BMW platinum, a savings of $1,200 (7/100 Ultra for $3300).

FYI for those with CPO'ed cars, that policy states that seals and gaskets are ONLY covered as part of a repair of a qualifing failed part. Keep that in mind if (when) your valve cover, oil filter housing, trans sleeve, diff cover, rear main, etc. start to weep
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      05-08-2013, 06:42 AM   #29
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im in the same boat, looking to buy an extended warranty on a 80k 2009 335 convertible. its from a 3rd party, and supposedly everything is covered. but, as i read reviews (which are written by who knows who) these companies seem like scams. not sure what to do....decisions decisions!
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      05-08-2013, 10:12 AM   #30
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I decided to extend my warranty at 49k miles and got the Platinum 7yr/100k.
At 51k my water pump goes, the repair cost of that was approx $1200, covered under the warranty.
At 61k they replaced the valve cover gasket, and oil filter housing gasket, cost of repair approx $800, covered under the warranty.

I believe I paid about $3500 for the warranty so it hasnt covered the cost yet, but I still have about 2yrs and 30k miles to go until it expires.
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      05-08-2013, 10:16 AM   #31
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I don't think you will get any new answers here. If you took data on 1,000 vehicles, you'd likely find that the extended warranty costs a little bit more than the average cost of repairs for those cars during that period. However, I would bet they don't make a lot of money on N54 extended warranties by comparison to other platforms.

Personally, I don't think I can feel comfortable thrashing this car without some sort of warranty. If my car and I are lucky, I may lose roughly $1k on the warranty in the end through lack of needed warranty work. But, in my opinion, the likelihood of losing a lot more without it is too great to not cover it.
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      05-08-2013, 10:39 AM   #32
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I am CPO'd through Nov. 2014 on my 2009 e90. I have 41k miles (I bought last year with 29k), and my car has a clean service history and has not had anything done outside of normal maintenance. Reading all this has me nervous. I may consider trading in after warranty runs out. Realistically, this is my 2nd BMW, my previous was a problem free 2006 330i, but seeing all these problems on the N54 will have me considering another brand at that point in time. This list of things that can go wrong on this car, and related costs, are ridiculous for something that already cost $40 - $50k.
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