E90Post
 


Bimmer Retrofit
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > USA - Southeast > Accident and need help - Total or Repair?



Reply
 
Thread Tools Search this Thread
      10-07-2013, 06:42 PM   #1
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Accident and need help - Total or Repair?

I wrecked my E92 last week by running off road and hitting a tree. I'm with State Farm and they estimated the total repair costs to be around $17,xxx less deductible is $16,xxx. Mine is a '09 with 63k miles and the NADA retail values comes to around $26k (the agent told me they estimate based on NADA Retail value). What is the chance of my car being totaled? I read that when the estimate is 75% or more then the insurer would total a car in NC. And from the initial estimate it is less than %75. I would rather have it totaled because the car looks horrible from the wreck (attached a pic).
What are the chances of me negotiating with the insurer or have another guy estimate to show more repair costs? or hire an attorney (is it worth)?
Anybody gone thru this or have an advice? Thoughts?

Thanks all,
Deepak
Attached Images
 
Appreciate 0
      10-07-2013, 07:07 PM   #2
gdkalyanapu
Second Lieutenant
gdkalyanapu's Avatar
United_States
10
Rep
222
Posts

Drives: 2011 e93 m3
Join Date: Aug 2011
Location: Atlanta, GA

iTrader: (8)

Sorry about the accident. It looks really bad. I would definitely stay away from Attorney unless a physical injury is involved. I myself got in an accident two weeks ago and in the same boat as you are. But for me, once my car is fixed, I'm planning to sell it off.
Appreciate 0
      10-07-2013, 07:25 PM   #3
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Quote:
Originally Posted by gdkalyanapu View Post
Sorry about the accident. It looks really bad. I would definitely stay away from Attorney unless a physical injury is involved. I myself got in an accident two weeks ago and in the same boat as you are. But for me, once my car is fixed, I'm planning to sell it off.
How bad was yours?
Appreciate 0
      10-07-2013, 10:22 PM   #4
maxipad96
First Lieutenant
9
Rep
319
Posts

Drives: 335 E90
Join Date: Dec 2010
Location: Atlanta

iTrader: (3)

That car is toast from the looks of it.
Appreciate 0
      10-08-2013, 05:15 AM   #5
bmwsupport
Private First Class
1
Rep
180
Posts

Drives: DD e90 & e46 M3 & e90 M3
Join Date: May 2013
Location: South Florida

iTrader: (7)

I can assure you, your car is total. Don't loose any sleep over this, its done.
Appreciate 0
      10-08-2013, 11:18 AM   #6
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

It is done. A TOTAL LOSS.

I just spoke to the agent and she told me it's a total loss.

Thank you folks!!
Appreciate 0
      10-08-2013, 11:56 AM   #7
marcus321
Captain
67
Rep
893
Posts

Drives: 2016 M4
Join Date: Aug 2011
Location: Raleigh, NC

iTrader: (1)

guess you will just have to get a 435 or a m4 , glad it worked out and hope you came out of the accident unharmed.
Appreciate 0
      10-08-2013, 07:55 PM   #8
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Quote:
Originally Posted by marcus321 View Post
guess you will just have to get a 435 or a m4 , glad it worked out and hope you came out of the accident unharmed.
I'm on the look out for another e92. Can't afford a brand new one, let alone the m4
Appreciate 0
      10-08-2013, 07:56 PM   #9
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Quote:
Originally Posted by bmwsupport View Post
I can assure you, your car is total. Don't loose any sleep over this, its done.
Thank you!! I should've read your reply last night, unfortunately I read it only this morning after I spoke to the agent.
Appreciate 0
      10-09-2013, 07:03 PM   #10
mbawazir
New Member
0
Rep
28
Posts

Drives: 2004 E60, 2008 E92, 2008 E70
Join Date: Apr 2011
Location: Charlotte NC

iTrader: (0)

if your interested on 2008 328i with sport package and navi that has 53k miles send me a pm I am selling my car soon
Appreciate 0
      10-09-2013, 08:06 PM   #11
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Quote:
Originally Posted by mbawazir View Post
if your interested on 2008 328i with sport package and navi that has 53k miles send me a pm I am selling my car soon
No thanks buddy, only a 335...
Appreciate 0
      10-09-2013, 11:01 PM   #12
musc
******
musc's Avatar
United_States
103
Rep
1,720
Posts

Drives: 335is DCT
Join Date: Dec 2006
Location: SC

iTrader: (9)

Garage List
2011 BMW 335is  [5.00]
RIP 335i
Appreciate 0
      10-10-2013, 10:59 AM   #13
RossTheBoss
First Lieutenant
36
Rep
322
Posts

Drives: like a boss
Join Date: Aug 2012
Location: Birmingham, AL

iTrader: (2)

Yeah, just to clarify, if the damage is severe enough the 75% of the value gets thrown out. That car would never be right again if someone tried to fix it. I'd be surprised if the frame is not bent.
__________________
2007 Monaco Blue E90 335i sport/premium
MHD flash, BMS DCI, Evolution Racewerks CP w/ HKS SSQ4, Lux v6 AEs
Appreciate 0
      10-10-2013, 02:22 PM   #14
badaga
Private
badaga's Avatar
0
Rep
65
Posts

Drives: '09 335i Coupe-Black
Join Date: Jul 2013
Location: RTP, NC United States

iTrader: (0)

Quote:
Originally Posted by Ross328i View Post
Yeah, just to clarify, if the damage is severe enough the 75% of the value gets thrown out. That car would never be right again if someone tried to fix it. I'd be surprised if the frame is not bent.
The car is totaled and I'm getting the NADA retail value of the car from State Farm. Now it's with an auction company and they sell it and the car gets fixed and mostly sold to overseas. Yes overseas. That's what I heard from the auction company when I went there to remove my JB4 from the car.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 03:21 PM.




e90post
e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2016, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST