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Does $42.x k for a 335 with no options and 7k miles sound high?
What am I missing? the car doesn't cost that much new. Unless this includes taxes? Even still, where's the depreciation?
and to the point above - you mention what you have paid so far in LEASE payments ($650 per month for 6 months)....but that is irrelevant.
and what does the credit card re-fi angle in A YEAR OR TWO have to do with your decision? how does that affect it compared to whatever financing terms you are going to use now? How can the credit car possibly be better terms?
What are you asking? I don't even understand the question. the only thing I currently see is possibly overpaying for a used car, regardless of (potentially insane) financing terms.
To be blunt, given what you wrote, have done to date, and are attempting to do now, your finance skills seem to be a bit limited. I don't say this to be insulting, but rather am encouraging you to find someone you trust who is experienced here and ask them to run some numbers. Because honestly, this whole thing looks strange.
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