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When you put your order in then your rate is locked in. If the rate goes up your lock in rate stays the same. If it goes down then your rate goes down. You are signing a purchase order in the begining with a lease price attached..
You do not need on that vehicle when you order your car. You get 2 weeks insurance and registration when you go to munich. You should insure your new car when the sales person tells you to pick it up. He will call you a day or two in advance to let you know the car is in transit to the dealership or the car arrived and will give you a deilvery time.
The only thing that confused me was that when I did my ED my dealer said bmw wanted a copy of my current insurance card.
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