We were going to do Maui, but prices are insane, nothing under $600/night and the fees are insane for airbnb, vrbo, vacation rentals etc.
Instead we are breaking it up into 3 trips and will still spend less than Maui.
5 Days in Clearwater, FL nice hotel on the beach. Under $300/night
3 Days in Key Largo, FL at a nice resort. Under $300/night
5 Days in Vegas. haven't decided where yet, there are lots of inexpensive options but we will probably stay at somewhere nice this time.
Will be mostly Hilton properties, we get a F&F discount.
We enjoy vacays and don't think it is a waste unless we feel like we are over paying and not getting any value.
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