Nice car!!
You sound half sensible, but the insurance costs are there to stop 99% of young drivers from killing themselves or someone else by getting a stupidly powerful car....when I was your age I thought it was unfair too, but now that am 10years older I can understand why young drivers are charged so much. I know I certainly didn't have the maturity or experience to drive something like a 335i at 21-22, I can guarantee 100% I would have crashed it.
Anyway as I said nice car!! Just don't go around annoying the JDM crowd too much...the interior of the BMW is much nicer than any Honda/Nissan but Jap cars are still much more reliable
