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      10-25-2008, 02:25 PM   #19
ruxp
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Drives: 2008 BMW 335xi
Join Date: Dec 2007
Location: Minneapolis

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Quote:
Originally Posted by John 070 View Post
Using exact numbers on the price of a 335i coupe, 2k7 vs. 2k9, on a specific config the prices are 46,470 and 49,850 respectively.

If you compare a 25k loan @ the 2k7 5.5% vs. today's 0.9%, assuming you can do 5 years at 0.9% (the website does not say, and we all have friends that have mentioned Toyota's 0% has a few hidden terms), your interest savings is around $3050. The price of the vehicle went up 3380, and there are no differences.

From a homeless guy to Warren Buffet, everybody has lost buying power over the last two years. It seems you are worse off spending today's dollars at 0.9%, than having spent yesterday's dollars at 5.5%.

The 0.9% is a psychological thing--sounds like cheap money. In reality, it is not. But what if a person buys today and doesn't get 0.9%? Wow, that's highway robbery.....can you imagine that at 50k there's still no iDrive yet? That would take you to 51,950, why don't we say 52k. For a non M 3 Series....that's steep.
uh.. fail
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