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Originally Posted by BKsBimmer
What you haven't factored in is tags and tax (which you will have paid twice)
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Uh...Tags transfer [$25 fee] and you only pay tax on the difference between sales price and trade-in/cash payment [$46K-$40K x .06 = a whopping $350]
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Originally Posted by BKsBimmer
interest over time on your "small loan"
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Interest over four years on $4K or $5K @ 5.95% [minus 2% that I will make by keeping that $4K in the market and taking out a loan] will amount to about $400 +/-
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Originally Posted by BKsBimmer
and the fact that next year you're still going to have to spring for that same $1200 for new tires
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Nope, as I said I am about 10 months away from needing new tires now so it would be two years from now for new tires on a 335i.
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Originally Posted by BKsBimmer
I guess in the end it really does come down to personal priorities and preferences
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Yup...