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Marcus,
Your best option will probably be to buy a phone off of ebay. I've bought a few and have never had any problems.
You only need an unlocked version if the phone doesn't originally come from Cingular.
I just had another idea. You could sign up (or have a friend do it) for new service, get the Treo, then cancel the new service, obviously paying the cancellation fee...
Just curious, how much calling are you doing that it would cost you 1 to 2 thousand more a year?
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