Im paying $675 per month x 60months(no down) = $40500 for base 325 with auto step only and nothing else.. comes out to $8100 per year to buy.
For your case 4000down+8400=$12400 divide by 2yr = $6200 per yr to lease.
it's the interest that
in case of buying and it's the residual that
in case of leasing