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I bought the AKC trial version when I bought my Rottweiler puppy I was being a good parent. We took him to the vet during the trial period. He was diagnosed with chronic diarrhea. I bought the full year pet insurance after that thinking it was a good idea. I spent $8000 on his diarrhea. We were at the vet every Friday. We went to a specialist. We got a second opinion. They did barium studies and all kinds of tests. Then we find out because he was seen for it under the trial the limits were significantly lower. I canceled it after the year.
My boy was a champ about it. We put him through hell trying to get him better. He wound up with all kinds of issues probably from us trying to fix his diarrhea ( diabetes , pancreatitis,). We had to put him down at 6 years old.
I haven’t bought any insurance on any puppy since.
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