don't have an xi now but i do put on blizzaks on my e86 and while i get by in the snow, it does present problems if the snow is deep enough, or if the angle is that steep. i've driven quattro in the past and while i know its a diff platform (audi vs bmw), quattro with snows performed considerably better than my setup now.
i'd save money, get the smallest wheels possible, run down the tires, throw snows on those... most of us get aftermarket wheels anyway so might as well get small stockers and save that way.
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