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      04-12-2008, 06:48 PM   #2
Second Lieutenant

Drives: 2011 535i xdrive
Join Date: Mar 2008
Location: NJ

iTrader: (0)

the money factor is the 'interest rate' that you are charged on a lease. these rates change almost every month and the dealer sometimes try to pad them for extra profit. I would suggest negotiating on price, but making sure that you know the base rate and are sure you are getting it. The dealer has a 'Lease Worksheet' that they can print out from their system that will have all of the fees/rates/prices for the deal. I would get a copy of this so you can see what you are being charged. Also there is a very detailed lease calculator on bimmerforums that can help you see all the different factors and how they effect price. suggest you d/l that.