I have just remortgaged with HSBC today - they are doing 1.76% off their base rate fixed for 2 years. This equated to 4.99% yesterday but should be 4.74% today. The advisor said that HSBC have followed the rate change on there discounted mortages the following month after the BOE announce their rate drop
The fee is a little high at £1999 but I am still saving even after taking this into account. My current lender (C & G) could only offer around 5.5 ish % with £995 fees fixed or tracker for 2 years.
The advisor on the phone today said that this offer was scheduled on his computer to run all of Feb, but since the BOE announced the drop yesterday, the offer now finishes on Sunday.
May be worth a look - I used the web site calculator and it worked OK for me....everyones case is a little different
cheers, Paul