[Johndong888]

Originally Posted by NCThreePedals

Bought a 81k car for 46k yes, let someone else take the hit

The cars in the subscription program are also used, and yes it is a poor comparison BUT my point was I can own the same car for less than what it would cost to rent it

Like I said, works for some but not for most.

Originally Posted by S.hasan546

You're comparing apples to oranges.

Your M4 is an $800 finance payment because you either put a bunch of money down, bought used, and/or got a shit long loan term.

Originally Posted by NCThreePedals

Bought a 81k car for 46k yes, let someone else take the hit

The cars in the subscription program are also used, and yes it is a poor comparison BUT my point was I can own the same car for less than what it would cost to rent it

Like I said, works for some but not for most.

I agree with s.hasan. Your comparison is off. Many cars have similar lease vs finance monthly payment but lease is 3 years vs finance being dragged out 5 years (common terms).

And because these sub cars are swapped out with new ones every 1-2 years, even comparison with a 3 year lease is unfair. The subscription structure is essentially a 24k miles, 1 year lease. But 1 year leases are way too rare, we can only use their lease price point with a slightly more common 2 year term pricing to gauge value.

With utmost certainty, no way would bmw keep using the same car well into year 2. Dealers like to unload their loaner way before 10k miles.