Did you buy the car from BMW, and / or is the car under warranty? If so they've not really got a leg to stand on.
If you do end up having to pay yourself, get the turbos refurbished rather than buy new ones. Refurbed units from turbo technics are typically better than new OE ones.
Not sure I'd want to do it myself. The guys that did mine said they'd never do one again as it's such a ballache.
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