so, im still not entirely sure what this thread is about.. basically we are saying that even people capable of saving, over the course of their working life, up to the maximum limit of £1.25m are still not going to have a 'liveable' income.. i'm also still not really sure what happens if you go over that limit tbh, but meh
if that's the case, then sweet baby jesus... vast majority of the population are just completely and utterly fucked. i calculated a few years back that i would probably need somewhere in the region of £450k pot for something half way decent.... so i set about ensuring i would save that even before compound interest was taken into account.
perhaps i should read this thread again, more carefully...
