[rich8566]

Originally Posted by OBMWBrian

When MSDs droped your money factor 7 basis points each, it was a bit cheaper cheaper to do that than it was to do a one-pay lease as your money factor reduction was 49 points, compared to 30 points for the one-pay. At 5 basis points each now, you're still better off, but only by a bit.

And yes, you do get all of your security deposits back at the end of the lease, OR you can roll them into the next lease if they're still offering it then.

If you can afford the initial outlay, it's a great idea to max out your MSDs. It's less lucrative now than it was before, but it's still a good deal.

I concur.