tire and wheel insurance

Sara · 10-19-2011, 02:57 PM

Quote:

Originally Posted by DontHait

How did you get this done?! My dealership denied me rim repair from curb rash. Is there a special way I should approach this? They have replace one tire for me already due to a bubble, but sadly it was not the same rim. Is it just my dealership?

I gave my copy of the warranty to my service advisor since he wasnt sure if it was covered. I pointed out a specific paragraph on the back in fine print and he agreed with me that it was indeed covered. They warrantied it. Thats why theres an X over the "Paid" part because the cashier tried to charge me but my advisor had to come over and tell her it was free.

Sara · 10-19-2011, 02:59 PM

I meant to take a photo last night, but I got side tracked. I'll snap a photo of the back of my warranty and show you guys where it says curb rash IS covered late tonight

DontHait · 10-19-2011, 03:22 PM

Quote:

Originally Posted by Sara504

I meant to take a photo last night, but I got side tracked. I'll snap a photo of the back of my warranty and show you guys where it says curb rash IS covered late tonight

Yeah I'd appreciate it. Then I need to go find these warranty/insurance contracts

Sara · 10-19-2011, 08:57 PM

Quote:

Originally Posted by DontHait

Yeah I'd appreciate it. Then I need to go find these warranty/insurance contracts

Ok here's what I have. Make sure you have the Premier Ultimate Vehicle Protection plan box checked.

Then read Section 5. It states "Premier Wheel Coverage provides the registered customer with coverage for the repair of cosmetic damage to an alloy or steel wheel. Cosmetic damage is defined as anything that alters the normal condition of the wheel/rim."

There you have it. So does curb rash alter the normal condition of the wheel? YES. So is curb rash covered then? YES! Take that to your dealer

Sara · 10-20-2011, 09:58 AM

Quote:

Originally Posted by DontHait

Yeah I'd appreciate it. Then I need to go find these warranty/insurance contracts

Is yours the same as mine?

DontHait · 10-20-2011, 03:30 PM

Quote:

Originally Posted by Sara504

Quote:

Originally Posted by DontHait

Yeah I'd appreciate it. Then I need to go find these warranty/insurance contracts

Is yours the same as mine?

No...

it's not. I found the paper.. Now I'm confused. I have the protection plus but no such clause

Sara · 10-20-2011, 03:40 PM

Quote:

Originally Posted by DontHait

No...

it's not. I found the paper.. Now I'm confused. I have the protection plus but no such clause

Show me the front of yours. I'll show you what mine looks like when I get home.

DontHait · 10-20-2011, 04:57 PM

Quote:

Originally Posted by Sara504

Show me the front of yours. I'll show you what mine looks like when I get home.

I image attatched is mine. When I called the BMW Dealership they said I have the highest level insurance I could have purchased. Maybe the warranty paper is incorrect?

Coverage is three years due to lease

Sara · 10-20-2011, 05:07 PM

Quote:

Originally Posted by DontHait

I image attatched is mine. When I called the BMW Dealership they said I have the highest level insurance I could have purchased. Maybe the warranty paper is incorrect?

Coverage is three years due to lease

Hmm.. Show me the back. All of it, even it have to post multiple photos.

QC135Vert · 10-20-2011, 05:16 PM

I looked at mine and it doesn't have the cosmetic damages section. It actually says explicitly that cosmetic damages are excluded.

DontHait · 10-20-2011, 05:40 PM

Quote:

Originally Posted by Sara504

Quote:

Originally Posted by DontHait

I image attatched is mine. When I called the BMW Dealership they said I have the highest level insurance I could have purchased. Maybe the warranty paper is incorrect?

Coverage is three years due to lease

Hmm.. Show me the back. All of it, even it have to post multiple photos.

The back says exactly what's on the BMW site. Cosmetic excluded but the finance manager said otherwise

Sara · 10-20-2011, 06:25 PM

Quote:

Originally Posted by DontHait

The back says exactly what's on the BMW site. Cosmetic excluded but the finance manager said otherwise

WTF that is so strange. Hmm. Who is the company that provides the warranty?Mine is Safe-Guard.

Sara · 10-20-2011, 06:26 PM

I wanna see the back anyways

QC135Vert · 10-20-2011, 06:32 PM

Quote:

Originally Posted by Sara504

WTF that is so strange. Hmm. Who is the company that provides the warranty?Mine is Safe-Guard.

Mine is buy safe-guard also. Wonder if its just cause we are buying from different regions or something...

Sara · 10-20-2011, 06:33 PM

Quote:

Originally Posted by QC135Vert

Mine is buy safe-guard also. Wonder if its just cause we are buying from different regions or something...

Where did you guys purchase yours at?

Sara · 10-20-2011, 06:38 PM

This is what the front of mine looks like.. Maybe there are different levels depending on price?? How much did you guys pay for the warranty?

DontHait · 10-20-2011, 06:44 PM

My front is nearly the same..except it's the BMW 'official warranty' I only have wheel & tire and paintless dent repair. That's really unfortunate on my behalf.. -_-

DontHait · 10-20-2011, 06:53 PM

Quote:

Originally Posted by Sara504

This is what the front of mine looks like.. Maybe there are different levels depending on price?? How much did you guys pay for the warranty?

actually this is really weird. My paper says safe-guard at the bottom and looks exactly the same. This is bothering me now. Is it that i'm from new jersey?

Here's my back.

QC135Vert · 10-20-2011, 07:06 PM

Quote:

Originally Posted by DontHait

actually this is really weird. My paper says safe-guard at the bottom and looks exactly the same. This is bothering me now. Is it that i'm from new jersey?

Here's my back.

Mine looks to be the same as yours donthait. It also has the official bmw wheel/tire branding too. Fortunately for me I haven't signed anything yet as i'm still waiting for my e90 to get here. (hasn't started production yet..

)

I have a choice between bmw brand for 1200 (5 years I think) or 1300 for 5 years of ROAD InTIRE brand wheel/tire. The ROAD one seems to cover more though.

I'm in the Midwest.

Sara · 10-21-2011, 07:29 AM

Quote:

Originally Posted by QC135Vert

Mine looks to be the same as yours donthait. It also has the official bmw wheel/tire branding too. Fortunately for me I haven't signed anything yet as i'm still waiting for my e90 to get here. (hasn't started production yet..

)

I have a choice between bmw brand for 1200 (5 years I think) or 1300 for 5 years of ROAD InTIRE brand wheel/tire. The ROAD one seems to cover more though.

I'm in the Midwest.

Just make sure to read everything before you decide which to get. Try to find a cosmetic in whichever you choose.. I live in the Southeast but I bought this car and plan in Los Angeles

mnice78 · 10-21-2011, 10:51 AM

Just my 2 cents. I had a e46 330ci w/ sport package for 10 years and now a 2011 335 w/ M sport and never got the insurance. Most of my driving is in or around the city and I guess I have been lucky..never had an issue. I may have had some rims bent but nothing where I had to repair or replace.

I know of several people that did get the insurance and have mixed experiences. Some get their tires replaced with no problem and other's patched the tire and claim that the rims are not bent enough to require replacing. This is my problem with the insurance, it's really the opinion of the SA that decides what is covered and the concept of insurance doesn't make sense if they are worse off at the end.

Aacaron · 10-31-2011, 03:57 PM

I am in the NYC area and got quoted 1500 including tax for 5 years. I initially was not going to take the insurance because I don't believe in purchasing an extra warranty for purchases. But I have been asking around and think I will be buying the protection package.

My question is what are people paying in my area for this package. I have heard a large variety of prices. I will try to negotiate but I got my car for a steal and the finance lady didn't seem to eager to go any lower than 1,400.

I will of coarse read the paperwork extensively before i sigh. I doubt it will cover cosmetics, but that would be a nice surprise. I think Sara hit the jackpot with that coverage.

10-19-2011, 02:59 PM	#68
Sara Lieutenant General 5825 Rep 17,879 Posts Drives: A car Join Date: Aug 2007 Location: Nola iTrader: (6)	I meant to take a photo last night, but I got side tracked. I'll snap a photo of the back of my warranty and show you guys where it says curb rash IS covered late tonight
	Appreciate 0 Quote

10-20-2011, 05:16 PM	#76
QC135Vert Private First Class 12 Rep 122 Posts Drives: 09 135 vert Join Date: Jun 2011 Location: QC iTrader: (0) Garage List 2011 BMW 335xi [0.00]	I looked at mine and it doesn't have the cosmetic damages section. It actually says explicitly that cosmetic damages are excluded.
	Appreciate 0 Quote

10-20-2011, 06:26 PM	#79
Sara Lieutenant General 5825 Rep 17,879 Posts Drives: A car Join Date: Aug 2007 Location: Nola iTrader: (6)	I wanna see the back anyways
	Appreciate 0 Quote

10-20-2011, 06:38 PM	#82
Sara Lieutenant General 5825 Rep 17,879 Posts Drives: A car Join Date: Aug 2007 Location: Nola iTrader: (6)	This is what the front of mine looks like.. Maybe there are different levels depending on price?? How much did you guys pay for the warranty?
	Appreciate 0 Quote

10-20-2011, 06:44 PM	#83
DontHait Private 6 Rep 65 Posts Drives: 328i xDrive Join Date: Sep 2011 Location: New Jersey iTrader: (0)	My front is nearly the same..except it's the BMW 'official warranty' I only have wheel & tire and paintless dent repair. That's really unfortunate on my behalf.. -_-
	Appreciate 0 Quote

10-21-2011, 10:51 AM	#87
mnice78 New Member 2 Rep 23 Posts Drives: 330ci Join Date: Dec 2009 Location: nj iTrader: (1)	Just my 2 cents. I had a e46 330ci w/ sport package for 10 years and now a 2011 335 w/ M sport and never got the insurance. Most of my driving is in or around the city and I guess I have been lucky..never had an issue. I may have had some rims bent but nothing where I had to repair or replace. I know of several people that did get the insurance and have mixed experiences. Some get their tires replaced with no problem and other's patched the tire and claim that the rims are not bent enough to require replacing. This is my problem with the insurance, it's really the opinion of the SA that decides what is covered and the concept of insurance doesn't make sense if they are worse off at the end.
	Appreciate 0 Quote

10-31-2011, 03:57 PM	#88
Aacaron Private First Class 16 Rep 158 Posts Drives: ED E92 335i Oct 17 Join Date: Jul 2011 Location: Up State NY iTrader: (0) Garage List 2012 335i e92 [0.00]	I am in the NYC area and got quoted 1500 including tax for 5 years. I initially was not going to take the insurance because I don't believe in purchasing an extra warranty for purchases. But I have been asking around and think I will be buying the protection package. My question is what are people paying in my area for this package. I have heard a large variety of prices. I will try to negotiate but I got my car for a steal and the finance lady didn't seem to eager to go any lower than 1,400. I will of coarse read the paperwork extensively before i sigh. I doubt it will cover cosmetics, but that would be a nice surprise. I think Sara hit the jackpot with that coverage. __________________ 10/17 European Delivery 335i coupe, M-sport, 6MT, space grey, 19" 230 rims, black interior with the dark glacier trim, heated seats
	Appreciate 0 Quote