[Mark_K]

Originally Posted by ceb

Sorry, but speeding tickets including points and DUI (of course) are some of the things that are taken into consideration - that's assuming that you can even get insured with a DUI.

To think that any country does not consider DUIs for insurance purposes is just ludicrous.

If you were there as military then it was slightly different.

No, I wasn't there as military, I lived and worked like any other Italian. It might be ludicrous to YOU, but they didn't. I and believe they still don't. Personally, I don't see anything ludicrous with that - insurance didn't pay anything and there's nothing to know about.

[lucas.kent]

Here's what I would do: go to your state's bar association page and find if they have a lawyer referral service. You'll pay like $30 and you will get referred to and have an opportunity to speak with a local attorney. Then describe the case to him/her and they will advise you on the best course of action.

But you really should speak with an attorney - they will give you reasonable expectations of what might or might not happen.

[Mark_K]

Originally Posted by John 070

The alternative is to not buy any insurance except for liability, which is required by law for everyone.

While I agree with you that any type of insurance is a win-win for the insurance co., so is every other type of business transaction that the little guy enters into. Car leasing is a slam-dunk for the lessor, yet I don't see anyone screaming about how teed off they are that BMWFS is making mad profits as they put a 50k car in their driveway for hundreds of dollars a month.

Couldn't agree more. Except you can buy the car outright or finance it and avoid leasing. If there was insurance company that charged higher premiums but played ethically (you already have 2 slots with zeros on the wheel), I believe I would go with them.

[TurboCraig]

Check with the court about a deferral program. Your fine will be the same or more but it's an agreement between you and the court you won't get another citation in 6 months- 1 yr and they drop it and don't report it to your BMV...so then court system gets it's money and you don't get the ticket reported, if you stay clean. I'm not sure your laws in GA but it could work. Also, with having a clean driving record, that will help a lot.

Good luck!

[ceb]

Originally Posted by Mark_K

No, I wasn't there as military, I lived and worked like any other Italian. It might be ludicrous to YOU, but they didn't. I and believe they still don't. Personally, I don't see anything ludicrous with that - insurance didn't pay anything and there's nothing to know about.

Sorry, you're wrong so I guess we'll just have to agree to disagree.

[ceb]

Originally Posted by Mark_K

Couldn't agree more. Except you can buy the car outright or finance it and avoid leasing. If there was insurance company that charged higher premiums but played ethically (you already have 2 slots with zeros on the wheel), I believe I would go with them.

What is "playing ethically" in your book? I think you are still confusing the mandatory insurance (the one that protects the person you hit) vs the optional insurance (that protects you.)

I'll say it again. Most sane people want their insurance company to charge them less than the guy with no driving experience, a boatload of speeding convictions and a DUI.

Everybody speeds and most everyone gets caught periodically, but those guys that get caught regularly are the ones that will be more likely to be involved in an accident.

[aj555]

Originally Posted by pruettfan

You play you pay. I think they are pretty dumb because law enforcement has a fixation on enforcing speed laws rather than behaviors that are far more dangerous like following too close, dangerous lane changes, and texting while driving.

Exactly.....

Not to mention why is it that cops give us tickets for speeding? Because speeding can be considered unsafe putting yourself and others in danger on the road, right? So why is it that cops (that are not responding to calls) speed all the time like it's no big deal. I had some cop pass me going 30+ over the other day just because he can. So how are they not putting themselves and others in danger? In fact, how can they spot crime while they are going so fast?

[Mark_K]

Originally Posted by ceb

What is "playing ethically" in your book? I think you are still confusing the mandatory insurance (the one that protects the person you hit) vs the optional insurance (that protects you.)

That might be the case. If I remember to do it tomorrow, I might call my insurance agent and ask if they would ignore DUI and speeding tickets if I only had protection for others. Somehow, I don't think that is the case, but I might be wrong. In either case, see below.

Everybody speeds and most everyone gets caught periodically, but those guys that get caught regularly are the ones that will be more likely to be involved in an accident.

Person with 4 speeding tickets is MORE LIKELY to hit someone, how that translates into WILL hit someone? Insurance doesn't pay for MORE LIKELY, nor they pay for WILL ... they only pay for DID. And if you DO, then you pay through the nose. Overpaying for MIGHT is not ethical/is wrong in my book.

I just wanted to state the following - I have no DUIs, don't drink, no speeding tickets and no moving violations, no parking tickets. Nada. Yet, I'm disgusted with the system. That's all.

I will mention what I said in the first post again: if they don't like the uncertainty of a betting business, insurance companies can go ahead and open burger joints. Or hire competent people from casinos who know how to get money on just a slight house advantage, not needing a hypothetical 13-zeros roulette wheel to make profit.

[ceb]

Originally Posted by Mark_K

That might be the case. If I remember to do it tomorrow, I might call my insurance agent and ask if they would ignore DUI and speeding tickets if I only had protection for others. Somehow, I don't think that is the case, but I might be wrong. In either case, see below.

Of course they won't. The guy with the DUI and lots of speeding tickets is more likely (by your own statement below) to be more likely to be involved in an accident. Accordingly, it is more likely that the insurance company has to pay out. Ergo higher premiums.

Person with 4 speeding tickets is MORE LIKELY to hit someone, how that translates into WILL hit someone? Insurance doesn't pay for MORE LIKELY, nor they pay for WILL ... they only pay for DID. And if you DO, then you pay through the nose. Overpaying for MIGHT is not ethical/is wrong in my book.

I just wanted to state the following - I have no DUIs, don't drink, no speeding tickets and no moving violations, no parking tickets. Nada. Yet, I'm disgusted with the system. That's all.

I will mention what I said in the first post again: if they don't like the uncertainty of a betting business, insurance companies can go ahead and open burger joints. Or hire competent people from casinos who know how to get money on just a slight house advantage, not needing a hypothetical 13-zeros roulette wheel to make profit.

You get charged for might - and correctly. Why should my (or your) premiums be higher because the idiots that don't know not to drive after drinking pay the same premiums as I do - yet there is a much higher probability of getting into a wreck. Hopefully, neither one of us will get hit by one of those drunk drivers.

See my comments above. I'm done with this discussion.

[spiike32]

What I don't get is how people speed excessively without a radar detector.

[BTTGMan]

Originally Posted by spiike32

What I don't get is how people speed excessively without a radar detector.

Seriously. I think most people don't realize how good the $3-500 detectors are. They've all tried a cobra years ago and just figure they are all annoying shit that don't work.

My selector pays for itself all over again at least once a year.

[zmiller]

After you pay this ticket , invest i'n a valentine 1.

[silvercreek]

You definitely need to hire a traffic lawyer

[bimmer2008]

Originally Posted by John 070

Those are some strange fines. I got 155 in a 55 and it wasn't even $750. Did you tell the trooper you're a Mets or Phillies fan?

City of Atlanta has some crazy fines, fine for 20~24 is only like 300ish and it jumps to $750 for 25 to 29. 32 is not even listed...

[bimmer2008]

Originally Posted by markham335i

he didnt show u the laser? oh well fight it i bet 10$ ull get off as if nothing happen. fight it my friend.

I do not mind fighting for it but if I lose I will have to pay for the amount, correct? I mean I do believe most likely the cop had me clocked but it was my fault for not checking when he pulled me over.

I am under the impression If I plead nolo or guilty plus some defensive driving course I might be able to walk away with a less fine. I will try to talk with a traffic lawyer and see what advice I can get. But my budget for the lawyer is really around 3~400ish...

Originally Posted by kcgman

Huh? What's corrupt about that? The speed limits are posted. The fines are a matter of public record. The OP isn't contesting he was speeding. It's a bummer no doubt, but I don't get your point about it being a "corrupt system." Can't help but disagree about your point on cops too.

I don't quite agree with the corrupt system thing but the truth is everyone else was doing 70~75mph (in the case today, everyone was doing 80mph), and I was over the "traffic flow speed" for a little bit for a few seconds trying to pass a car to make a merge, I do not feel it's right to be fined for $1k+, and if the government is going to do that I will have some serious issues about it.

Originally Posted by davidkneiber

he ticketed you for 87, that means your car's speedo read OVER 90mph in a 55 zone.
this wasn't some open road, you were passing people. i think you do deserve a $1000 fine?

I did really notice what my speedo was showing, all I knew was I was going with the traffic flow and then tried to pass a car before a split and got pulled over. And on the ticket it said 87.

Originally Posted by BTTGMan

If you've never done over 90 in a 55 that's one thing. It sure as hell doesnt automatically warrant a $1000 fine. Don't be a sanctimonious ass.

Originally Posted by M3Bahn

Go to http://forums.bimmerforums.com/forum...play.php?f=176 GA forum and ask for lawyer recommendations.


GL!

Thanks! Just made a post

Originally Posted by tibra1

Is this the new thing now?,,3 page threads on a guy getting a speeding ticket..wow this forum is really stellar..how bout we get back to talking about cars and moddin

I do wanna thank everyone who has left a comment in regards to my situation.