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Trump Tax Hike for the Middle Class
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12-27-2017, 09:36 PM | #133 | |
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However, the fact that the healthcare system isn't properly regulated is far from a good reason to switch to a single payer system. Our VA system is a case in point and, as you noted, single payer systems elsewhere are far from perfect. You may want to start a separate thread on this topic, since it is not directly related to the 2017 tax reform. The original reference to ACA was in response to a comments related to Republicans slamming through tax reform (as Democrats did with ACA).
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12-27-2017, 09:59 PM | #134 | |
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In the words of Snoop Dog: "Make money money, Make money money monaay!!" Peace out.
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12-27-2017, 10:14 PM | #135 | |
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12-27-2017, 10:52 PM | #136 | |
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However specifically to the above statement. I don't know how the bio med field works, but do the researches who discover new drugs get any kind of cut from it's sales? Or are they just regular salaried employees? |
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12-27-2017, 11:23 PM | #137 | |
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12-28-2017, 03:43 AM | #138 | ||
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Actually, which is still within the range for middle class. Anything below $500k here is either a tiny house or in the ghetto. |
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12-28-2017, 07:40 AM | #140 | |
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I'm going with the opinion of someone who has nearly a quarter century of education at the finest private institutions in this country and works on the front-lines of the medical profession as well as in administrative functions, which also happens to match the opinions of nearly every physician I know. (And I know hundreds personally.) While those numbers are damning please rewind the clock to the point that the government wasn't so intrusive and you will see a different statistical set. As far as your assessment of the profit motive and the altruism of Mr. Banting, (I spent over 10 years working in the diabetes space in multiple EVIL CORPORATIONS who worked diligently to make certain every patient is able to access their medication.) I suggest you read more than the glossy history of discovery and get down in the weeds. You will learn something different. The funniest thing is see in every argument against our healthcare, which is admittedly imperfect, is the ability of every critic to COMPLETELY IGNORE, the fact the more than almost any other nation, we are a heterogenous society with different cultural healthcare mores which also impacts the delivery of healthcare as well as outcomes. Missing this MOST IMPORTANT point lets me know that your and all other arguments of this ilk are from a point of ignorance. Lastly on the innovation point, I don't know many people who slave over their brainchild to bring it to fruition without a plan to make a profit. There is nothing wrong with this and it is, quite often, the dream of my fellow citizens. Americans are different with a can-do attitude that I have found sadly lacking in many in our fellow global populace. The very nature of our citizenry is to do better and make it to the next level. This drives us and drives the things we do whether some like it or not. Again, sadly this is being extinguished by the drive to mediocrity and sameness that I see occurring in our land. Your comment on accepting universal and inefficient makes me gag. I, for one, will not be a part of it and hold myself and all around me to higher levels of accountability and excellence. Innovate. Deliver results. Succeed. Help one more. Cheers-mk
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12-28-2017, 08:12 AM | #141 | |
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12-28-2017, 10:14 AM | #142 | |
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12-28-2017, 10:57 AM | #143 |
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12-28-2017, 11:18 AM | #144 |
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But these are mortgages of $750k. Don't most people buying million dollar homes have equity from other houses in which they "upgrade"?
Buy condo sell reinvest equity and savings into new more expensive home? Can someone even get a $750k loan with 3% or 10% down? Even no money down $750k will get you into nice areas. (nice not exclusive) |
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12-28-2017, 11:45 AM | #145 | |
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$350k - 400K home: $750k home
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12-28-2017, 11:51 AM | #146 |
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Well damn, I'm moving to Texas. I can pay cash there, and price everyone out. JK Unfortunatley this is our reality in California. And this is nor even a decent place.
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12-28-2017, 12:22 PM | #147 |
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This is about the cheapest single family home in San Ramon, a bedroom community in the East Bay, good schools etc
People tend to list low to get a bidding war going, lately it has worked. A shitty 2 bedroom apartment style condo is $480,000 |
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12-28-2017, 01:41 PM | #148 | |
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I really hope that the tax cuts work out as planned. I also hope that American healthcare can become inclusive for all citizens, but that is my liberal side coming out. To keep this thread on topic, house prices in Canada are similar to the US in that they vary wildly from location to location. My house in Vancouver would be multi million dollars. My dirt patch alone would be a million plus. In rural Ontario, it might possibly be worth $300K, possibly less depending on location. While wages do fluctuate across the country, they do not change as significantly as the house prices. Middle class incomes are not fixed in stone across our countries and it is so very hard to draft a one-size-fits-all legislation that works. It will be interesting to see if these changes are positive or negative for lower and middle class individuals. Time will most certainly tell. In the mean time, I am going to try not to freeze to death on the surface of Hoth. Cheers and Happy New Year!!
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12-28-2017, 01:53 PM | #149 | |
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12-28-2017, 01:55 PM | #150 | |
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12-28-2017, 01:57 PM | #151 | |
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Are you coming south for New Years?
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12-28-2017, 02:02 PM | #152 | |
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https://www.ama-assn.org/ama-health-reform-vision Most medical professionals appose the GOP's "reforms" to healthcare - the ACA was a good compromise in their eyes. I actually have ZERO plans for New Years, and everyone is looking to me to plan something. |
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12-28-2017, 02:18 PM | #153 | |
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If the ACA was a good compromise in their eyes why did almost no one take the insurance? The theory is fine but the resultant law execution was horrible. PM me if you head this way. My buddy just opened a bar and restaurant and is having a big party. Place seats about 125.
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12-28-2017, 02:23 PM | #154 |
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For a primary SFR/condo, There are Jumbo loan programs that allow a 10% down payment (depending on the scenario), but you pay through the nose in the higher rate.
3% down typically is capped at a $453,100 loan amount (starting in 2018) through Fannie Mae. 3.5% down FHA is capped at a $679,650 loan amount (starting in 2018) in L.A./Orange counties.
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