[Snooky]

Been looking at online gap insurance products. Interested in either return to invoice or replacement vehicle. There are loads on offer and all much cheaper than main dealer prices - any recommendations or ones to steer clear of?

[peterg1965]

Steer clear of the ones sold by dealers....... they are way to expensive.

[Snooky]

Originally Posted by peterg1965

Steer clear of the ones sold by dealers....... they are way to expensive.

LOL Peter!

That went without saying!!

[M3-FAST]

Try www.click4gap.co.uk

Don't buy straight away, after about 7 days they offer a further discount

[deletedelete]

Originally Posted by peterg1965

Steer clear of the ones sold by dealers....... they are way to expensive.

Gap insurance from the bmw dealer was only $1 extra a month for me. Usually I dont take any dealer offered stuff, but I took this.

[scottishpete]

http://www.ala.co.uk/

[Darkeeboy]

Or beat the dealer price down. I got mine for £200 for three years return to invoice.

[Snooky]

Originally Posted by M3-FAST

Try www.click4gap.co.uk

Don't buy straight away, after about 7 days they offer a further discount

Good intel Red! They were one of the ones I got an online quote from - I take it you used them when you got the M3?

Originally Posted by Prowess Symphony

Gap insurance from the bmw dealer was only $1 extra a month for me. Usually I dont take any dealer offered stuff, but I took this.

Unfortunately PS, the one I am dealing with wants more than a $ a month!!

Originally Posted by scottishpete

http://www.ala.co.uk/

Have you used them Pete?

Originally Posted by Darkeeboy

Or beat the dealer price down. I got mine for £200 for three years return to invoice.

Of course I will try that Darkeeboy - the online quotes from the 2 suggestions from Paul and Pete are lesss than half the price the dealer is quoting. Not sure if they will want to come down to that level but I will ask if I make the purchase!

Cheers guys for the input.

[JLR1969]

I used car2cover.co.uk and have super gap which covers up to the list price of a new car, I needed this as the car I bought had a £10k discount from new and normal gap would have left me short.

[Steve748]

I got 3 years gap for £250 from the BMW dealer all it took was the magic words......I can get it for £xxx online...............

[Snooky]

Originally Posted by Steve748

I got 3 years gap for £250 from the BMW dealer all it took was the magic words......I can get it for £xxx online...............

Cheers Steve. I am chaging both our cars at the moment. I will be getting mine first and was looking at one hence the thread. Have decided against that one but the research means that I know where to go to get reasonably priced RTI cover when I buy. Might try to talk the Audi dealer down to a sensible price when we get the new family car in December

[M3-FAST]

Originally Posted by Snooky

Good intel Red! They were one of the ones I got an online quote from - I take it you used them when you got the M3?

Now worries mate - I have BMW cover on the M3 as click4gap don't cover if the invoice value is over £50k - BlueBell BMW did me a good price

I used them on my last 2 cars and a couple of colleauges at work have used them. The discount trick has worked every time. Used to be an extra 10% but a work colleague got an extra tenner a few weeks ago, but her policy was for a Seat Ibiza and the policy was only about £70 anyway so the tenner was better than 10%.

[misterS3]

192 quid return to invoice 4 years on my GTR

[Snooky]

Originally Posted by misterS3

192 quid return to invoice 4 years on my GTR

Good work! Who is that with misterS3 if you don't mind me asking?