[pjs]

Some of you know I've got my eyes open for a 335 coupe, not too fussed if d or i, but want good spec, no red or beige int, or wood. Just been offered this by a dealer - for 22k as an AUC. What d'ya reckon ?

07/57 335d se coupe, 45000 miles graphite, black leather, alu trim, prof nav, 19" 230's, auto, hfs, voice, elec mirrors

[ed335d]

Sounds ok - I've been keeping a close eye on the market as I'm thinking about selling mine!

[Steve748]

Valuation information

Vehicle details
BMW
3 Series 2 door Coupe
Engine 335d 3.0TD Diesel Automatic
Trim SE
Year/Plate 2007 57
Mileage 45,000
Cost new £39640

Valuation details
Retail £22250
Excellent condition £19400
Average condition £17300
Below average condition £15400

[pjs]

Originally Posted by ed335d

Sounds ok - I've been keeping a close eye on the market as I'm thinking about selling mine!

I've seen, not sure I could live with the Red leather! or one thats been hammered round the ring!

[pjs]

Originally Posted by Steve748

Valuation information

Vehicle details
BMW
3 Series 2 door Coupe
Engine 335d 3.0TD Diesel Automatic
Trim SE
Year/Plate 2007 57
Mileage 45,000
Cost new £39640

Valuation details
Retail £22250
Excellent condition £19400
Average condition £17300
Below average condition £15400

Thanks for that, sensibly priced I guess

[gIzzE]

Originally Posted by pjs

Some of you know I've got my eyes open for a 335 coupe, not too fussed if d or i, but want good spec, no red or beige int, or wood. Just been offered this by a dealer - for 22k as an AUC. What d'ya reckon ?

07/57 335d se coupe, 45000 miles graphite, black leather, alu trim, prof nav, 19" 230's, auto, hfs, voice, elec mirrors

Prices have gone through the roof recently.

I looked at a 335i coupe last September, 2007, it had everything including TV, Logic7, adaptive lights and 21k miles on it, we agreed on £21500, that was a year ago.

But looking round it seems to be about the right price to be honest.

If you are financing though, I would also get figures for a car with the new nav, you may find it is no more a month, plus you have the benefits of it being a year younger.

[pjs]

Originally Posted by gIzzE

Prices have gone through the roof recently.

I looked at a 335i coupe last September, 2007, it had everything including TV, Logic7, adaptive lights and 21k miles on it, we agreed on £21500, that was a year ago.

But looking round it seems to be about the right price to be honest.

If you are financing though, I would also get figures for a car with the new nav, you may find it is no more a month, plus you have the benefits of it being a year younger.

Aye, they are being snapped up at the moment, decided to buy one before I sell mine so I can hang out for the right one. Offered 6.2%APR via lombard on a 3yr deal. Cheap money.

[lolololol]

I would try and hang on for an M Sport mate if you can. Although I love graphite !

[RichardM]

Originally Posted by gIzzE

If you are financing though, I would also get figures for a car with the new nav, you may find it is no more a month, plus you have the benefits of it being a year younger.

Its going to be £10K more for one with the new nav as the cars will be under a year old.

[gIzzE]

I get that, but you may be surprised at the difference in cost when financing. If paying cash then £10k is still £10k, if financing it may only be another £10 a week or so to get into the newer car.

I know when I bought my 320d, originally I was looking for a car in the £15-18k bracket, but when I got some figures through I was looking at £390 a month for a 2005 pre ED one, it was only £424 a month to get into a 6 month old ED car, so with all the benefits of warranty and having a car with hardly any miles on it, along with the fact the ED car returned 8mpg more than the older one, it really was a no brainer.

Same with the 1 series we just bought, was looking for a cheap 120d sport, around £12k, ended up with a 6 month old 123d M-Sport auto with a few options, even though it was a £20k car it was only £40 a month more to finance than the £12k car, and that is doing 20k miles a year apposed to 12k miles on the cheaper one that already had 30k miles on it.
There is a balloon on the 123d of £6k after 3 years, but I would rather that and have a car with warranty and all the bonuses of it being nearly new.


Just something to consider.


Good loan calculator here, lets you mess around with balloons to get an idea of cost, I always invoice my company the car when using Lombard, this allows me to personally buy a car for £32k, invoice my company for £36k, and then tell them we are putting £4k in, they will usually allow 50% balloon after 36 months, and 45% after 48 months, on a used car this is about right.

This would give you...

335d
£36k
£4k deposit
48 x £456
balloon of £16200

You could be in a nice nearly new car for £450 a month, which is pretty good I reckon and it will be worth £16k at the end no problem.

http://www.dynamic-webs.co.uk/inform...alculator.html

[gIzzE]

Having said all that, there doesn't seem to be any around with the new nav anyway.

[pjs]

Gizze, I'm not fussed about the new nav - I havn't seen it in action and am more than happy with the one I've got. Appreciate your feedback

Anyway, my figures go like this for a £23k purchase

10% Deposit of £2300
35 payments of £396.15
Balloon of £9000
Admin fee of £200 on the first payment.

And they have confirmed I can pretty much pro rata these, so if I want to buy a car at say £28750 (squeezing into an msport perhaps) , then the monthly payment will come out at £495, balloon of £11250.

Ultimately, the figs I'm interested in are depreciation and the apr, when I do 30k miles a year, I need to make sure the car will be worth around the balloon/settlement in 2 - 3 years.

[gIzzE]

Agreed, when you do 30k miles a year it makes it trickier.

I have just gone back to a company car with a 123d, strangley even though BMW wanted 10.5% apr compared with Lombard at 4.5 over base, I went with BMW, 3 years with 20k miles a year for £40 a month more appealed more than me taking a gamble on the residual myself, being able to throw the keys back this time is a bit of security I wanted.

Not sure what state the world will be in in 2 or 3 years time, if there is a massive dip again then it may pay off.




Why don't you just do it over 60 months with no balloon?? £402 a month.

That way, you won't have any nasty surprises at 3 years, that would be my main concern, the world it tits up, no one will let you refinance and the car may only be worth £6k. Unlikely, but something to consider, especially with Lombard as you can get out at any point in the 5 years with no penalty.