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BMW 3-Series (E90 E92) Forum
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Someone scraped my front bumper; go through insurance or OOP?
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09-03-2018, 11:33 AM | #1 |
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Someone scraped my front bumper; go through insurance or OOP?
Hey all,
Came out to to my car and noticed I had a mean scrape across the front passenger fender and bumper. After my initial anger passed, I started to think about options. I have comprehensive and collision issues ce through Geico, so I’m assuming they’d cover it with the deductible. I have a $1000 deductible (hindsight is always 20/20) so the logical part of me thinks to go through them since I believe it might be over $1000. So: A: is it best to go through Geico? I have a local shop who I can get to easily, and they seem to have great reviews. I’m just nervous my rates would increase. Or B: pay out of pocket. The bumper seam where it meets the headlight is off, and just under the bumper meets the tire is easily moveable. The reflector popped out but I popped it back in. Also, I THINK I may have found the car who did it on my street but I obviously have no proof besides the picture below. Any advice would be greatly appreciated!!!!! |
09-03-2018, 01:56 PM | #3 |
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A former neighbor in a huge Ford Pickup with large tires scraped the bumper and wheel on my E46. We had assigned parking so he couldn’t deny it. His insurance had a check in my hand within days and I ended up upgrading to a ZHP bumper.
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