[BzsBimmer]

Originally Posted by jeffb006

2009 328xi alpine white
sport package
steptronic trans with leather steering wheel/paddle shifters
navi
heated seats
upgraded 18" dual spoke wheels

MSRP: $44,400
Negotiated Price: didnt even see the final # (monthly payment started at $465)
Lease Term: 36 months
Annual Mileage: 12,000
Down Payment: $10500 (equity in my trade in)
Residual: 61%
Money Factor: not sure

Monthly Payment: $333

**EDIT - that payment has sales tax/title/reg included**

Why would you put so much down on the lease? You should have had them cut you a check for the difference. Sure your payments would go up but you could put the difference in a CD or something.
If you wreck the car *knock on wood* you'd be out a lot of cash.

[jeffb006]

Originally Posted by BzsBimmer

Why would you put so much down on the lease? You should have had them cut you a check for the difference. Sure your payments would go up but you could put the difference in a CD or something.
If you wreck the car *knock on wood* you'd be out a lot of cash.

? I will have insurance on the car lol

My goal was to have the same payment as I did before - which I do

[BzsBimmer]

Originally Posted by jeffb006

? I will have insurance on the car lol

My goal was to have the same payment as I did before - which I do

Maybe I'm confused but from what I know (and it's not a lot) gap insurance and car insurance will only cover the value of the car and not what the loss of your down payment will cover.

I've heard of a lot of stories that someone lost their lease down payment when the car was totaled.

Having the same payment is another thing though. If you want to let them have the money so you can have a lower payment, more power to you I guess.

[Sicilian05]

Just picked up a 2009 335i coupe AW/CR, Gray Poplar wood trim, Auto, Sport Pack, 19 inch upgrade(style:230), Navi, Heated seats, Logic 7, BMW Assist, Ipod Adapter.

MSRP: $52875
Invoice: $48665 (No Maco or Training fee)
Offer: $49400 ($735 over invoice)
MF: .002
Residual: 60%
12k miles per yr
8.375% tax (NY)

Total pmt with tax $718/ month

$2700 at signing
$0 down, $750 security, $718 1st pmt, $775 acq fee, $275 reg fee, $185 doc fee


I went to Art Youman @ JMK BMW in Springfield NJ. Overall I had a great experience. And I would recommend the Wheel & Tire Insurance.

[Jobe479]

I was quoted:

MSRP: $49,850
Selling Price: $48,853
Down: $3000
Factor: .002
Residual: 60%
Mileage: 15k
Term: 36mo

$792.80 ($766.31 for 12k)

Seems really high after reading what others are getting. Why?

[Jobe479]

Originally Posted by Diamond Skyline

try the calculator on lease guide: http://www.leaseguide.com/

I plugged in my above numbers and it shows over $100/mo less. What gives?

[Jred22]

Hey guys, I'm in a very unique position. So let me just lay it out for you, and see if I can get some good advice, because i have never leased before. Anyway, I'm looking at having a total of $22k to $25k that I will be able to throw down on a lease. Now, due to the unusual circumstances I will be paying for the entire lease upfront. Right now I'm planning on getting into a 08 or 09 335i coupe pretty much loaded. Does this seem like a reasonable situation? Thanks for reading, and any help would be appreciated, thanks guys.

-James

[KEVIN88GT]

Originally Posted by Sicilian05

Just picked up a 2009 335i coupe AW/CR, Gray Poplar wood trim, Auto, Sport Pack, 19 inch upgrade(style:230), Navi, Heated seats, Logic 7, BMW Assist, Ipod Adapter.

MSRP: $52875
Invoice: $48665 (No Maco or Training fee)
Offer: $49400 ($735 over invoice)
MF: .002
Residual: 60%
12k miles per yr
8.375% tax (NY)

Total pmt with tax $718/ month

$2700 at signing
$0 down, $750 security, $718 1st pmt, $775 acq fee, $275 reg fee, $185 doc fee


I went to Art Youman @ JMK BMW in Springfield NJ. Overall I had a great experience. And I would recommend the Wheel & Tire Insurance.

How much was the wheel and tire insurance? Was putting multiple security deposits an option?

[LZM Ray]

Originally Posted by BzsBimmer

Maybe I'm confused but from what I know (and it's not a lot) gap insurance and car insurance will only cover the value of the car and not what the loss of your down payment will cover.

I've heard of a lot of stories that someone lost their lease down payment when the car was totaled.

Having the same payment is another thing though. If you want to let them have the money so you can have a lower payment, more power to you I guess.

The dealership told me if you total your car they junk it and give u a new one without having to pay a dime for the new car because insurance will cover. am i getting fed with lies?

[iqwertyi]

Are the monthly prices you guys are posting WITH or WITHOUT Taxes?
Thanks

[Jred22]

Hi guys, I'm currently all set to go with a lease for 30 months on a 08 e92 335i. Now what I'm wondering is if I could get a better deal if i held off until the new year to sign the lease, would the numbers change at all in the new year, and would the fact that it's an NEW 08 being leased in 2009 favor me in any way?? I know dirt about leasing and I was hoping you guys could help me on this one.

-James

[**Jay-V**]

There's gotta be better deals out there for 335i's. Beverly Hills BMW is offering well equipped E90 M3's for $799+tax/month with absolutely ZERO (read as no money out of pocket) drive off. 10k miles per year on a 39 month term.

Saw the add in this weekend's LA Times classifieds and couldn't belive it my self. So I called them up and it's very true. They have 4 at this lease deal. Out of my budget but would be a great deal for someone out there.

[longtran]

Originally Posted by AP2suzuka

There's gotta be better deals out there for 335i's. Beverly Hills BMW is offering well equipped E90 M3's for $799+tax/month with absolutely ZERO (read as no money out of pocket) drive off. 10k miles per year on a 39 month term.

Saw the add in this weekend's LA Times classifieds and couldn't belive it my self. So I called them up and it's very true. They have 4 at this lease deal. Out of my budget but would be a great deal for someone out there.

what up mang? i heard somewhere you can get a m3 for 5k down and 6xx a mont.

[**Jay-V**]

Originally Posted by longtran

what up mang? i heard somewhere you can get a m3 for 5k down and 6xx a mont.

Waddup Doggy Dogg?

I ain't a baller like you Long

My monthly allocated funds for a car payment can't exceed $500

I've gotten a couple of quotes and I might have a 335i really soon. I've given up on my Porsche Cayman /Porsche 996 C2 dream.

Will be hitting you up for parts really soon

[longtran]

Originally Posted by AP2suzuka

Waddup Doggy Dogg?

I ain't a baller like you Long

My monthly allocated funds for a car payment can't exceed $500

I've gotten a couple of quotes and I might have a 335i really soon. I've given up on my Porsche Cayman /Porsche 996 C2 dream.

Will be hitting you up for parts really soon

nice. AHHAHA...how's mac? you didnt come out to his bday?

[**Jay-V**]

Originally Posted by longtran

nice. AHHAHA...how's mac? you didnt come out to his bday?

Didn't find out til last minute That rat bastard

Was it in LA or Bakersfield?

[longtran]

Originally Posted by AP2suzuka

Didn't find out til last minute That rat bastard

Was it in LA or Bakersfield?

ouch. it was in bakersfield.

[BzsBimmer]

Originally Posted by iTzRayRay

The dealership told me if you total your car they junk it and give u a new one without having to pay a dime for the new car because insurance will cover. am i getting fed with lies?

I don't know about your neck of the woods.
I believe that part of this is true. With a lease most company's nowadays automatically include GAP insurance so if you do wreck your car, you're not liable for the difference in cost vs worth.
The dealer will NOT give you a new car without having to pay a dime (for what I know). The insurance will just cover it's losses and you'll need to apply all over again for a new car.
If you put 5K down on a lease and crash it, the insurance company or dealer will not give you back that 5K to get a new car. It's basically gone (fees and taxes and such). Now that car residuals are dropping so fast, you'd be lucky to get anything back. A 10K down on a lease for dropping capital cost reduction would probably cover it's value loss.
Now a smart thing to do is to put multilple MSD's. You'd get that back I think.

[Aprilia101]

MSRP: 44450
Nogotiated: 500 over invoice
Invoice:40535
Downpayment: $3600 - total out of pocket
MF: ?
Residual Value: ?
Monthly Payment: $499.80

E92 328i w/ SPK - Saddle brown leather - metallic black - power seats, steptronic



good deal?

[jjlawyer]

Originally Posted by iTzRayRay

The dealership told me if you total your car they junk it and give u a new one without having to pay a dime for the new car because insurance will cover. am i getting fed with lies?

You're getting snowed. You are responsible for insuring your vehicle. If your car is totaled or stolen, your ins co will pay the fair market value of the vehicle at the time of the loss. If that is enough to pay off BMWFS, then you will get to keep the rest, but with the way cars depreciate, there wont be much. If it's not enough to pay off BMWFS, then your gap coverage will kick in and pay the difference, but only to BMW, not to you.

After the car is paid off, then you can go make a new deal, but you no longer have that $10,000 in the bank. With no down payment, your new lease will be $600 per month just like all the others.

You got a $50k car, you put down $10k. You drive off the lot and the car is worth $40k right then. Car is totaled, ins co pays fair market value to pay off car. You are out your $10k.

[BzsBimmer]

Originally Posted by jjlawyer

You're getting snowed. You are responsible for insuring your vehicle. If your car is totaled or stolen, your ins co will pay the fair market value of the vehicle at the time of the loss. If that is enough to pay off BMWFS, then you will get to keep the rest, but with the way cars depreciate, there wont be much. If it's not enough to pay off BMWFS, then your gap coverage will kick in and pay the difference, but only to BMW, not to you.

After the car is paid off, then you can go make a new deal, but you no longer have that $10,000 in the bank. With no down payment, your new lease will be $600 per month just like all the others.

You got a $50k car, you put down $10k. You drive off the lot and the car is worth $40k right then. Car is totaled, ins co pays fair market value to pay off car. You are out your $10k.

[SteveMD]

335i E90
ZPP
ZSP
Auto w/Paddles
Comfort Access
Heated Seats
Metallic
Nav
Sirius

MSRP w/delivery $51395
Neg Cost $48092 ($812 over and includes Maco and Training)
MF 0.00175
Aq Fee $725

36mo/10K $577 plus tax.

Money down about $1500 - first payment, aq fee and tags. No sec dep needed (returning customer).