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BMW 3-Series (E90 E92) Forum
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mmm... tyre insurance
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01-28-2013, 05:24 PM | #1 |
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mmm... tyre insurance
got my new car and everything yeah.. getting gap cover tomorrow £205 for 4 years @ £20k seems reasonable, but toying with tyre insurance too..
i know this is a contentous subject.. what do people think, should i bother? looking at £319 for 3 years... tyres average out @ £185 per corner. i've had 1 puncture ever in 10 years of driving... probably due a few
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01-28-2013, 06:25 PM | #5 |
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Lol i hope so. Just got my 335 so hopefully i'll get less in my first 45k!
OP, i got tyre insurance as i have had a few punctures, and i was going from 17s to 19s, so i thought it might be useful. But i'm probably an anomaly and if you don't get many punctures then i'd leave it. |
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01-28-2013, 07:38 PM | #7 |
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Presumably there's no way they'd pay out for worn tyres?
I mean, it would be a crying shame if, by chance, you happened to get a nail in one tyre just as it needed replacing anyway, thereby halving the cost of your new pair of tyres...
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01-29-2013, 04:17 AM | #8 | |
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And yes, as long as the tyre is legal, you get a brand new replacement. At no (further) cost. According to the Sales person at Rybrook, that is just what some people do - put a nail in the tyre as it's approaching the limit. BMW knows it happens, and according to said Salesman, they make a loss on each policy they sell, particularly with RFT's and 19's (which are dearer to insure anyway). I didn't take out the insurance on my previous E91, having only had one puncture in 30 years or so. 3 months into ownership and I burst 2 RFT's in a pothole. 20:20 hindsight says I should have taken it out! Hence, with this one, I have taken the plunge. After all, at BMW prices, one puncture and it's almost paid for itself, never mind the tyre wear. Over 4 years, with interest free payments over the year - no-brainer as far as I'm concerned. Now, where's that nail box . . . .? Sytner's and Cooper's don't offer it for some reason. Rybrook was happy to take my money (!), even though I didn't get the car from them. Mike |
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01-29-2013, 07:36 AM | #9 |
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If it's from a company called Auto Protect ....avoid at all cost...
They try to use every small print to not pay for a claim! Full BMW service history, maximum of 4 tyres per year , i think....and it has to be on different corners each time....LOTS OF B0LLOCKS!.... |
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01-29-2013, 07:39 AM | #10 |
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And yeah, if you're getting it anyways....I wouldn't feel bad at all for driving on a nail and get a brand new tyre!!....these blood c0cksucking vampire thieving cants... fcuk them....
enuff of all that ...ohh if you do this, everyones premium will increase!....these basterds are robbing us anyway!!...i say....fcuk them! |
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01-29-2013, 07:52 AM | #11 |
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did a bit of research on tyre insurance and tbh they are just loss leaders anyway, if the insurers carried these to solely make a profit tyre insurance wouldn't exist any more at it certainly isn't a profitable business!
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01-29-2013, 08:37 AM | #12 |
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I am surprised you can insure tyres.
It seems far too easy to just put a nail in it and get a replacement. How would they ever know? And even if they knew, how could they prove it? |
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01-29-2013, 12:14 PM | #16 |
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01-29-2013, 12:48 PM | #17 |
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I took it. But, negotiate a discount. I paid about £200 for it - My rear tyres are £350 quid a pop so it's worth the extra money to have a bit of security against having to pay that!
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01-29-2013, 02:01 PM | #18 | |
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I got an insurance document with mine, maybe have a read over the T&C's? I think I still have mine if you need me to check |
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01-29-2013, 02:05 PM | #19 |
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Wrong. They can try to repair them now, both run flat or not. there are some rules around this, but it's not a gratis free tyre regardless.
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01-29-2013, 02:10 PM | #21 |
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Yeah guess i need to read through mine but i'm not too sure where it is
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01-29-2013, 02:18 PM | #22 |
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