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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > USA - California > anyone knows a talented smog shop in Norcal ?



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      03-10-2018, 01:35 AM   #23
lukasB
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Quote:
Originally Posted by Phyrexia View Post
I don't think you have a really good grip on how to choose an insurance company.

I haven't had a claim against my insurance in 18 years. How long have you been driving?
I had insurance for 12 years. So how much total do you think you have spent on insurance by now and what have you got back from them?
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      03-11-2018, 01:00 AM   #24
Phyrexia
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I'm glad you've been lucky for 12 years.

However, I don't choose the insurance company for the times I'm lucky and don't have a claim. I choose the insurance company for the times I'm unlucky and do have a claim. Saving $400 a year is nothing when a $100,000 personal injury claim is denied after your twentieth year of insurance.

I worked for Infinity Insurance for two years.
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      03-14-2018, 02:19 AM   #25
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      05-11-2018, 02:53 AM   #26
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Quote:
Originally Posted by lukasB View Post
I never needed an insurance in my life and I know people who was praising their 5 star insurances until the day they actually needed to use them and you know how that ended LOL? If you are not that good at driving and get into accidents a lot than yeah maybe it's better to shell out these ridiculous monthly payments for you but actually I don't know and I'm happy not paying these scums
lmao every time people use an argument or support by saying "I know people..." I can say the same when it comes to law. I know the law because I know people that are lawyers.

In other words, this guy has no idea about "5 star insurances" because he never used one. He DOES say it in the first 8 words of his sentence.
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