[F80_M3llow]

This tread is a bunch of trash. It's threads like these that ruin forums. Please stop spreading this virus

[getrich]

Originally Posted by gtabfknkdnme

please delete this thread and all other garbage like it littering the forum.

thanks.

+ 1 , i havent LOL'd this hard in a while after reading this thread

[cn555ic]

Originally Posted by johnniewalker

don't want to jack your thread. but i have a question, i failed to pay the ups broakage fee of a product i ordered in november 2011. i received some calls from ups, but i thought they were scams so never paid attention to them. In january, i received a letter from a collection agency asking for the money i owe ups, i ended paying the fees in january. will my credit score be affected for that ?
thanks in advance

Yes. Once a debt goes to a credit collection agency, it is marked off as a loss and credit ratings will see this.

[jaredlevy]

Originally Posted by cn555ic

Yes. Once a debt goes to a credit collection agency, it is marked off as a loss and credit ratings will see this.

+1

[jasonX]

Originally Posted by cn555ic

Yes. Once a debt goes to a credit collection agency, it is marked off as a loss and credit ratings will see this.

If I'm not mistaken, he could have requested in writing prior to paying off the debt, that the CA will not report to the 3 CRAs, and if it already had been, that they have it removed prior to resolving the debt.

[johnniewalker]

Originally Posted by cn555ic

Yes. Once a debt goes to a credit collection agency, it is marked off as a loss and credit ratings will see this.

thanks for the info. i think i won't be using ups anymore. too much trouble.

Originally Posted by jasonX

If I'm not mistaken, he could have requested in writing prior to paying off the debt, that the CA will not report to the 3 CRAs, and if it already had been, that they have it removed prior to resolving the debt.

thanks, i will definitely contact them.

[Ukie]

And i'm about to buy a home anyone can co-sign for me please I'm a good guy trust me

[D.B.S]

WHY not just keep the car you have instead of trying to get another lease, and a co-signer? What's wrong with your current car? Couldn't you just finance what you owe and be done with it... Seriously..

Why continue to be in debt for longer, if you can get out of debt in less time... ANd then when the car is paid off, use it as a trade in, in a year or two, which could avoid needing a co-signer... Idk

[ejazbmw]

I like how some of you guys are giving him financial advice when most you have no clue what you're talk about...........sorry my inner accounting geek comes out sometimes.

[D.B.S]

Originally Posted by ejazbmw

I like how some of you guys are giving him financial advice when most you have no clue what you're talk about...........sorry my inner accounting geek comes out sometimes.

Hey I resemble that remark... (Hence my IDK at the end of my statement). I've never needed a co-signer, but unless their something seriously wrong with the car, why get another one? (it appears his ride is a '09, so it's only 2-3 years old).

I'd stick with an N54 over an N55 (but seeing how I have an X5, i'm in a different ball game altogether).

[335(EX)(EYE)]

Originally Posted by BkNy3

I'll cosign for you, as long as you help me claim some of this Nigerian Imperial Diamond/Oil Money that my distant cousin Ubunzi left me. It's only 10k but you get back 10 million in a weeks time. LMK

hahah dude ur funny

[themyst]

Originally Posted by Army335xi

WHY not just keep the car you have instead of trying to get another lease, and a co-signer? What's wrong with your current car? Couldn't you just finance what you owe and be done with it... Seriously..

Why continue to be in debt for longer, if you can get out of debt in less time... ANd then when the car is paid off, use it as a trade in, in a year or two, which could avoid needing a co-signer... Idk

His car is a straight up lemon and a lease, can't say I blame him actually.

[GetWellSoon]

WOW so much BS here, it's really nothing crazy I've asked, my parents have co signed for my friends before and nothing happened, you're making a big deal out of it, anyway we got approved for another BMW with tier 2, so 650i HERE I COME =D fuck you all negative fuckers !!!

[OfficialBOLO]

Originally Posted by GetWellSoon

WOW so much BS here, it's really nothing crazy I've asked, my parents have co signed for my friends before and nothing happened, you're making a big deal out of it, anyway we got approved for another BMW with tier 2, so 650i HERE I COME =D fuck you all negative fuckers !!!

You, sir, are a class act.

[gtabfknkdnme]

then delete thread. thanks

[hemi to e90]

Originally Posted by GetWellSoon

WOW so much BS here, it's really nothing crazy I've asked, my parents have co signed for my friends before and nothing happened, you're making a big deal out of it, anyway we got approved for another BMW with tier 2, so 650i HERE I COME =D fuck you all negative fuckers !!!

Great so u don't have the credit for a 650i and u are getting it through some one else's credit?

Please don't ever buy a house with this mentality

Thanks

[Jonny550]

Bro go get a GTI or something and drive it for a year. Then go get any car you want. Credit companies wont trust you with anything near $30-40-50k.

Its what i did and now i get offers in the mail from different car companies saying iam pre-approved for cars ranging from $30-50k

Once they see you are responsible with credit you'll be able to lease a $30-50k car with no worries. With good rates.


I was in the same boat, my fams credit sucks and i was the only guy with decent credit ( just starting to build it).









EDIT: Just read your comment to the above posters qoute. At this rate your going to destroy your credit and your going to be forced to pay off cars. This
is what my parents do....However they have millions of dollars.

Looking forward to seeing you in a few months asking how to rebuild your credit. GL sir.

[jaredlevy]

Originally Posted by Army335xi

Hey I resemble that remark...

Wait...seriously?

[benzy89]

Originally Posted by GetWellSoon

WOW so much BS here, it's really nothing crazy I've asked, my parents have co signed for my friends before and nothing happened, you're making a big deal out of it, anyway we got approved for another BMW with tier 2, so 650i HERE I COME =D fuck you all negative fuckers !!!

And people wonder how the US economy collapse

[Reketjr]

February resurrection!

[Delta0311]

What did GetWellSoon get banned for?

[STONEY_M5]

for calling us all negative fuckers...