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BMWFS 60-month Rates
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10-08-2005, 06:31 PM | #1 |
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BMWFS 60-month Rates
I am planning on financing a new 2006 330i via BMWFS in CA. Does anyone know the 60-month term rate that they're charging in the SF Bay Area for a person with a FISCO score of 800? Do they charge any surcharges or hidden fees for obtaining a loan through them?
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10-08-2005, 06:40 PM | #2 | |
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10-08-2005, 06:42 PM | #3 |
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I applied online with BMWFS and was approved for 60 mths at 6.4%. Although my credit score is not in the 800's but in the mid-high 700's.
In fact, I am getting ready to do the $$$$$ part of the deal next Sat., and told my dealer to pull up my loan reference # and try to get a better rate. Someone recently got like 5.3% but that's in NY state. There should not be any loan fees. I have to go with BMWFS because I am doing ED and it's more convenient. If you're taking delivery in CA then I'd try credit unions or CapitalOne. Good luck!
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10-08-2005, 06:48 PM | #4 |
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I've used BMWFS before on my cars and have nothing but good experience with them. However a local credit union was offering 5.1% interest on car loans so I got my 330i financed with them. I really liked BMWFS but their rates can't touch some of the offers out there right now.
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10-08-2005, 06:57 PM | #5 | |
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I'll tell you this... you won't get a rate in the low 5's from BMWFS. It just won't happen. I know the rate that the dealer gets from BMWFS, and it is higher than that. If you want that rate, you need to go to another lender.
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10-08-2005, 06:58 PM | #6 | |
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10-08-2005, 11:03 PM | #7 | |
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5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.
Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock |
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10-08-2005, 11:05 PM | #8 | |
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5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.
Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock |
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10-09-2005, 02:51 AM | #9 |
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Here in Boston Mass...BMWFS gave me 6.99%, but I got 5.35% @ Wells Fargo.
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10-11-2005, 12:01 AM | #10 | |
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10-11-2005, 12:08 AM | #11 |
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ED doesn't require BMW financing
I'm not picking up my car until March on ED (my father is getting a 7-series then..long story) and my bank said they had no problem doing the loan. THe dealer also said it was fine. I'm in MD though. If I were you I would be searching for a better rate.
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10-11-2005, 02:59 PM | #12 | |
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10-12-2005, 08:18 AM | #13 | |
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10-16-2005, 12:44 PM | #15 | |
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10-25-2005, 08:00 PM | #18 | |
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2. Lease rates are different than retail rates. Also, so long as BMWFS approves you, you get whatever lease rate they have at that time-- everyone gets the same rate. Retail rates are tiered based on credit score.
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