[TimeHound]

I wonder what does it mean?
- i ordered the car on August 20 - right then they checked the credit.
The car suppose to arrive sometimes this month.

Now, I noticed they checked the credit file again on Oct 1.

Should I be worried??

[MaximusJ]

Only you can tell...

They just checked if your situation changed since when you were pre-approved for financing.

If you would had missed a couple payments here and there, its not too late to ask you for warranties or a co-signer. But if nothing major have changed, the only call you'll get is your dealer's telling you that your car is going off the truck as we speak

[renaultf1]

Not really surprised they do that. Just curious, but what credit report do they pull?

[TimeHound]

It was Experian

- my score went down by 20 points during las month and a half - I increased my credit card debt by ~20% -that was the only change, plus credit inquires themselves.

Hopefully, I still qualify for that 0.9% apr

[Jblack4083]

My old dealership would have done that because the credit approval we got for out customers only lasted 30 days so if a delivery took longer than that we would have had to get the credit approval again to make the deal valid.

[TimeHound]

thanks! this is very helpful