Insurance

swhoyle · 07-02-2012, 04:25 AM

My 320D ED is Insurance group 28

Called Admiral to insure it and they advised my premium would go up over my last car because they list it as being Insurance group 35

So I questioned this and they said that I was absolutley right, my car is Technically a group 28 but that their underwriters have deemed it 35

So it doesnt really matter what group it really is they will just group it however they want anyway ....

So whats the point in the car even having an insurance group?

xs2man · 07-02-2012, 04:29 AM

Change insurance company then.

makkan00 · 07-02-2012, 05:23 AM

Quote:

Originally Posted by xs2man

Change insurance company then.

+1

m1bjr · 07-02-2012, 05:33 AM

This is probably due to the huge increase in BMW theft no doubt.
(See other threads)

Kerr · 07-02-2012, 06:10 AM

I've never found any direct link between insurance groups and the cost of the policy.

Some highly rated cars come in cheaper than lower rated cars for me.

xs2man · 07-02-2012, 06:51 AM

Tell me about it. I took a Golf GTI (1.8 Turbo) in part exchange for my Ausi S4 (4.2 V8) and was more expensive on the Golf for insurance.

My 335d is only £100 more to insure than my 2.0 TDI Quattro A4 was too. Less than £1 per BHP. Bargain.

07-02-2012, 04:25 AM	#1
swhoyle Private 12 Rep 82 Posts Drives: 320D Join Date: Jun 2012 Location: England iTrader: (0)	Insurance - Am I wrong to think this is a Con... My 320D ED is Insurance group 28 Called Admiral to insure it and they advised my premium would go up over my last car because they list it as being Insurance group 35 So I questioned this and they said that I was absolutley right, my car is Technically a group 28 but that their underwriters have deemed it 35 So it doesnt really matter what group it really is they will just group it however they want anyway .... So whats the point in the car even having an insurance group?
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07-02-2012, 04:29 AM	#2
xs2man Captain 18 Rep 618 Posts Drives: 2013 F11 530d M-Sport Join Date: Jun 2012 Location: Scotland iTrader: (2)	Change insurance company then. __________________ 530d M-Sport Touring.
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07-02-2012, 05:33 AM	#4
m1bjr LSD - No, you're not seeing things 72 Rep 3,302 Posts Drives: Baby F36 Gran Coupe Join Date: Mar 2010 Location: Plymouth UK iTrader: (4)	This is probably due to the huge increase in BMW theft no doubt. (See other threads) __________________
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07-02-2012, 06:10 AM	#5
Kerr Brigadier General 112 Rep 4,021 Posts Drives: BMW M235I Join Date: Dec 2010 Location: Aberdeen iTrader: (0)	I've never found any direct link between insurance groups and the cost of the policy. Some highly rated cars come in cheaper than lower rated cars for me.
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07-02-2012, 06:51 AM	#6
xs2man Captain 18 Rep 618 Posts Drives: 2013 F11 530d M-Sport Join Date: Jun 2012 Location: Scotland iTrader: (2)	Tell me about it. I took a Golf GTI (1.8 Turbo) in part exchange for my Ausi S4 (4.2 V8) and was more expensive on the Golf for insurance. My 335d is only £100 more to insure than my 2.0 TDI Quattro A4 was too. Less than £1 per BHP. Bargain. __________________ 530d M-Sport Touring.
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