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BMW 3-Series (E90 E92) Forum
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can i keep the money the insurance company sent me?
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01-12-2018, 10:51 AM | #24 |
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01-12-2018, 12:45 PM | #25 |
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They don't call it New york for nothing lol Secure the bag by any means necessary.
So OP MSport front or 1M Front conversion?
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01-12-2018, 01:16 PM | #26 |
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01-12-2018, 01:17 PM | #27 |
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01-12-2018, 01:50 PM | #28 | |
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01-12-2018, 02:17 PM | #29 |
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I would try to find their hourly rates for diagnostics and go off of that.$1000 is ridiculous. Try to find something in writing versus having them provide you something in writing. Or better yet find something in writing and then have them provide you the hugely up charged value they are trying to pull off. That’s just disgusting
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01-12-2018, 04:58 PM | #30 | ||
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01-12-2018, 05:46 PM | #32 |
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Just like i said the shop is not going to let this one go easy. They could also include storage fees if they want to. They pretty much hold ur car hostage
And dont be surprise if they get piss off that you are taking the car away and they actually do some damage like bent the frame . They are going to get in big trouble if insurance finds out damage was ĺess. Last edited by rick100; 01-12-2018 at 06:02 PM.. |
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01-12-2018, 06:34 PM | #33 |
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I got rear ended last year, and part of the damage was a few scratches and small dents on the exhaust tips. The shop said that BMW does not sell tips separately, so the other person's insurance company paid for a new OEM exhaust. I asked the body shop if I could just pocket the cash for the exhaust and he had no problem with it. I took a hundred of that and bought and had welded on a pair of aftermarket exhaust tips (that IMO look better than OEM) and the rest went into my wallet.
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01-12-2018, 07:00 PM | #34 |
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OP here is the deal , this is a well know scam which I m actually familiar with as I used to know an adjuster ( who got fired) that used to this all the time
Usually the shop and adjuster are in it , the shop charges insurance company a ridiculous amount for a little job and the adjuster approves it , no way for the insurance to know as they trust the adviser. Some of these guys even come up with fake pictures of the damage which usually belong to a different car to prove their case Here is the problem the shop probably already paid the adjuster ( 300-500 $) , and they already had a guy on it taking everything apart to make it look like there is more damage So now the shop has to make the money back , including what they pay the adjuster Now here is where I do not really feel bad for you or the shop , both of your are technically scamming the system. You were expecting to just fix your bumper and move on , however , now that you have 5 k in your account you are getting a little greedy and want to keep it all . The bodyshop did all the work to get that money for you , so they also feel like they deserve a part of the pie , which they probably do. Now you want to play a little dirty to the shop and take the work from them , so they want to make sure they can get at least the money they probably pay the adjuster and whatever they spend on labour to make up damages that were not there. My advice would be talk to the shop , pay them part of the pie and take the rest. Do not get too greedy as they have your car , the car is hostage right now. If you want your car back without paying you probably need to go the legal way which can get dirty and expensive and it takes time. In the meantime the shop can actually do damage to your car as revenge which you probably will not even notice and even if you do they can always blame it on the accident. Also in the meantime they can come up with other charges like storage fees which they are allow to a certain amount. The other option is telling the insurance the shop is a fraud and the damage is less, however I highly doubt you want to return the money you got already So end of the day is , both shop and you are scamming the system, so the shop can play you dirty too. Im sure guys here are going to tell you to go fight the shop owner , etc ,etc ,etc all childish stuff that they have no clue about. Call the shop and try to reduce the amount a little bit , keep it friendly . The other route is usually not pretty , I m telling from tons of horror stories I have heard The 5k may seem like a lot of money but the shop which have your car can make a little scratch become a big fix if they really want to. These shops do not play fair , they are scammers remember that. They can make sure your scratch can become a 5k repair just to cover their ass |
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01-12-2018, 07:19 PM | #35 | |
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01-13-2018, 03:28 PM | #37 |
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Why not just take it to an independent shop and have them look for frame damage to be sure ?
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01-13-2018, 05:26 PM | #38 |
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Frame damage from a scrape?
Does the car still drive? Does the car still drive straight? Do you get a steering angle sensor warning? My car was hit and the rear toe arm got bent. Steering wheel was messed up. The money is yours. You can do whatever you want. Fix or not. Part out the car. It's your decision. $1000 to remove parts. They are charging $200-250 an hour! That's more than the dealer in SF Bay Area charges per hour.
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01-13-2018, 05:30 PM | #39 | |
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01-13-2018, 05:31 PM | #40 |
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I ended up paying $1289 and still pocketing $4600 so will deff be getting an mtech bumper and some new coilovers
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01-14-2018, 08:56 PM | #41 | ||
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01-14-2018, 09:02 PM | #42 | |||
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01-18-2018, 11:24 AM | #43 |
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I’m in the same exact problem
I’ve been waiting to reply to your post but since I am a new member my account needed to be validated and it took quiet a few days.
Its so funny how I got the same kind of accident just this couple weeks ago, my neighbor rear ended my bumper and i filed a claim with the insurance. I also thought that the damaged wasn’t going to exceed more than 1k. But the shop quoted them almost like 6k. Now , the thing is that my neighbor only had the minimum liability insurance, so the insurance called me and said they were sorry but that they were only going to write me a check for 5k. Now, with this money o also feel I can get a whole Mtech body kit Bro so my question is how did you ended up convincing them to let you take your car back? What was their reaction? |
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01-18-2018, 11:27 AM | #44 | |
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